Creditcrest Statement
1 May 2026 to 28 Oct 2026 · bs_example_borrower
- Account holder
- Sam Example7 Sample Street, Bramblewood NSW 2999
- Period
- 1 May 2026 to 28 Oct 2026181 days
- Source
- InventedMade 29 Oct 2026, 9:40 am AEDT
- Bank
- Bramble Bank2 accounts · BSB 000‑000
At a glance
As at 28 Oct 2026, over 181 days: where a month’s regular income goes, and what to look at. Each figure’s reference is in Decision metrics.
| IN01Regular incomeOngoing income only | $2,783.93a month |
|---|---|
| EX23CommitmentsLoans, cards and buy now pay later | −$1,056.6138% of income |
| EX24EssentialsRent and living expenses | −$2,874.97103.3% of income |
| EX25DiscretionaryEating out, shopping, entertainment, travel and donations and charity | −$216.447.8% of income |
| RL08RiskGambling | −$50.421.8% of income |
| EX15CashCash withdrawals | −$184.876.6% of income |
| PO01!ShortfallRegular income less all spending | −$1,599.38−57.5% of income |
- Of income
- RL26Gambling 1.3%
- RL27Cash within 5 days of income 4.4%
- RL28External transfers 0%
- RL29Cash and external transfers 4.6%
Things to look at
Red flag: 1 income skipped, 1 stoppedCentrelink · HARBOUR EVENTS SALARY
- !Red flagCentrelink (Family Tax Benefit): fortnightly income skipped. Last $312.40 on 6 Oct; the next was due by 20 Oct.
- !Red flagHARBOUR EVENTS SALARY: income not ongoing. Last $185.56 on 15 Aug 2026.
Red flag: 2 dishonoured paymentslast 26 Sept
- !Red flagBRAMBLE CASH LOANS: $165.00 repayment due 25 Sept dishonoured, paid 28 Sept.
- !Red flagBRAMBLE FINANCE: $412.18 repayment due 15 June dishonoured, paid 19 June.
Red flag: A debt collector being paidHARBOUR DEBT RECOVERY
- !Red flagHARBOUR DEBT RECOVERY: paying a debt collector, 5 payments totalling $250.00.
Red flag: Below zero on 15 days in the last 9013 in the last 30 · lowest −$1,358.78 · 1 overdrawn fee
- !Red flagBelow zero at the end of 17 days: 13 in the last 30, 15 in the last 90. Lowest −$1,358.78.
- !Red flagOverdrawn fee on 23 Oct, after BRAMBLE CASH LOANS $165.00 on 23 Oct took the account below zero.
Red flag: 2 more: small-amount credit and gambling
- !Red flagBRAMBLE CASH LOANS: small-amount lender, 2 loans received ($1,300.00 in all), 10 repayments. Ends between 6 Nov and 20 Nov 2026.
- !Red flagHARBOUR PAY ADVANCE: pay advance, 1 loan received ($250.00), 1 repayment. Repaid by 8 Oct 2026.
- !Red flagGambling: $150.00 in the last 30 days, 5% of income; $50.42 a month over the period.
Accounts
| Account | Opening | Money in | Money out | Closing | Median day-end | Lowest day-end |
|---|---|---|---|---|---|---|
| A1Everyday AccountWagesBenefitsBSB 000-000 · xxxx6118 · Transaction account | $386.35 | $26,147.91 | $27,180.83 | −$646.57available $0.00 | $1,287.91 | −$1,358.7820 Oct |
| A2Bonus SaverBSB 000-000 · xxxx6120 · Savings account | $420.50 | $1,100.00 | $370.00 | $1,150.50available $1,150.50 | $920.50 | $420.501 May |
| Everyday and savings | $806.85 | $27,247.91 | $27,550.83 | $503.93 |
Balance at the end of each day
Swipe the chart for the whole period.
- Everyday Account −$646.57
- Bonus Saver $1,150.50
- Pay day
- Dishonour or overdrawn fee
- Below zero
Decision metrics
The figures a decision turns on that say something on this statement, each with its reference; where a policy can read the same figure, its Decisioning field is named.
Income
| IN01Regular incomeA month · Decisioning: verified monthly income | $2,783.93 |
| IN02Salary and wagesA month | $2,783.93 |
| IN06Income streams ongoingDecisioning: income streams | 1 |
| IN07Income streams skipped or not ongoing | 2 |
| IN10Next pay, largest income | 5 Nov 2026 |
| IN14Income due in the next 30 daysNext 30 days | $2,569.78 |
Responsible lending
| RL02DishonoursLast 90 days · Decisioning: dishonours in the last 90 days | 1 |
| RL03DishonoursWhole period | 2 |
| RL05Days below zeroLast 30 days | 13 days |
| RL06Days below zeroLast 90 days | 15 days |
| RL07Days below zeroWhole period | 17 days |
| RL09GamblingLast 30 days · Decisioning: gambling in the last 30 days | $150.00 |
| RL10Gambling as a share of incomeLast 30 days · Decisioning: gambling share of income in the last 30 days | 5% |
| RL11Small-amount lenders repaidLast 90 days | 2 |
| RL13Loans and advances receivedLast 90 days | 2 |
| RL19Repayments to credit providers dishonouredWhole period | 2 |
| RL20Cash withdrawalsLast 30 days | $200.00 |
| RL22Cash withdrawn within 3 days of pay, as a share of that payWhole period | 4.5% |
Responsible lending continued
| RL26Gambling as a share of incomeWhole period | 1.3% |
| RL27Cash withdrawn within 5 days of income, as a share of incomeWhole period | 4.4% |
| RL29Cash withdrawals and external transfers out, as a share of incomeWhole period | 4.6% |
Liabilities
| LI07All regular commitmentsA month · Decisioning: monthly commitments | $2,784.99 |
| LI08Credit providers being repaid | 4 |
| LI09Repayments due in the next 30 daysNext 30 days | $1,053.45 |
| LI10Housing: rent and mortgageA month · Decisioning: monthly housing | $1,646.67 |
Expenses
| EX22All spendingA month · Decisioning: monthly outgoings | $4,383.31 |
| EX23Commitments: loans, cards, buy now pay later, mortgage and child supportA month | $1,056.61 |
| EX24EssentialsA month | $2,874.97 |
| EX25DiscretionaryA month | $216.44 |
Position
| PO01Surplus: regular income less all spendingA month | −$1,599.38 |
| PO02Surplus as a share of regular income | −57.4% |
| PO05Lowest day-end balance, any accounton 20 Oct 2026 | −$1,358.78 |
| PO06Closing balance, everyday and savings | $503.93 |
53 more metrics the detail behind these, each category’s spending, and each at nought
Income
| IN03Government benefitsA month | $0.00 |
| IN04Other regular incomeA month | $0.00 |
| IN05Other money inA month | $169.27 |
| IN08Income creditsLast 90 days · Decisioning: income credits in the last 90 days | 15 |
| IN09IncomeLast 30 days | $2,997.93 |
| IN11Government share of regular income | 0% |
| IN12Income inferred from its rhythm aloneDecisioning: inferred income share | 0% |
| IN13Largest income arriving for | 175 days |
Responsible lending
| RL01DishonoursLast 30 days · Decisioning: dishonours in the last 30 days | 0 |
| RL04Late payment feesWhole period | 1 |
| RL08GamblingA month | $50.42 |
| RL12Small-amount credit repaymentsLast 90 days | 7 |
| RL14Pay-advance repaymentsWhole period | 1 |
| RL15Payments to debt collectorsWhole period | 5 |
| RL16Buy now pay later providers | 0 |
| RL17Cash withdrawals as a share of spending | 4.2% |
| RL18Days since the last dishonouron 26 Sept 2026 | 32 days |
| RL21Cash withdrawn within 3 days of payA month | $176.47 |
| RL23Overdrawn feesLast 30 days · Decisioning: overdrawn fees in the last 30 days | 1 |
| RL24Overdrawn feesLast 90 days · Decisioning: overdrawn fees in the last 90 days | 1 |
| RL25Overdrawn feesWhole period | 1 |
| RL28External transfers out, as a share of incomeWhole period | 0% |
Liabilities
| LI01Loan repaymentA month | $819.68 |
| LI02Credit card paymentA month | $318.64 |
| LI03Buy now pay laterA month | $0.00 |
| LI04Mortgage repaymentA month | $0.00 |
Liabilities continued
| LI05RentA month | $1,646.67 |
| LI06Child support paidA month | $0.00 |
Expenses
| EX01GroceriesA month | $521.93 |
| EX02UtilitiesA month | $144.79 |
| EX03Phone and internetA month | $45.38 |
| EX04InsuranceA month | $97.21 |
| EX05Transport and fuelA month | $260.46 |
| EX06HealthA month | $106.22 |
| EX07Education and childcareA month | $31.09 |
| EX08Strata and body corporateA month | $0.00 |
| EX09Tax, rates and government chargesA month | $0.00 |
| EX10Bank fees and interestA month | $7.39 |
| EX11Eating out and takeawayA month | $59.01 |
| EX12ShoppingA month | $138.28 |
| EX13Entertainment and subscriptionsA month | $19.15 |
| EX14TravelA month | $0.00 |
| EX15Cash withdrawalA month | $184.87 |
| EX16External transfers out, not counted in spendingA month | $0.00 |
| EX17Not categorisedA month | $0.00 |
| EX20Living expensesA month | $1,214.47 |
| EX21Eating out, shopping, entertainment and travelA month | $216.44 |
Position
| PO03Net cash flowA month | −$50.91 |
| PO04Average day-end balance | $2,152.55 |
| PO07Available balance | $1,150.50 |
| PO08Days the statement covers | 181 days |
| PO09Spending categorised | 100% |
| PO10Lowest day-end balance, everyday and savings togetheron 21 Oct 2026 | −$164.57 |
Conduct
Dishonours
| RL01Last 30 days | 0 |
| RL02Last 90 days | 1 |
| RL03Whole period | 2 |
| RL19Of a repayment | 2 |
- BRAMBLE CASH LOANS: $165.00 repayment due 25 Sept dishonoured, paid 28 Sept
- BRAMBLE FINANCE: $412.18 repayment due 15 June dishonoured, paid 19 June
Below zero
| RL05Days, last 30 | 13 days |
| RL06Days, last 90 | 15 days |
| RL07Days, whole period | 17 days |
| RL25Overdrawn fees, whole period | 1 |
Gambling and fees
| RL09Gambling, 30 days | $150.00 |
| RL08Gambling, a month | $50.42 |
| RL04Late payment fees | 1 |
By account
| Account | Dishonours30 · 90 · period | Days below zero30 · 90 · period | Overdrawn fees30 · 90 · period | Median day-end | Lowest day-end |
|---|---|---|---|---|---|
| A1Everyday Account | 0 · 1 · 2 | 13 · 15 · 17 | 1 · 1 · 1 | $1,287.91 | −$1,358.7820 Oct |
| A2Bonus Saver | 0 · 0 · 0 | 0 · 0 · 0 | 0 · 0 · 0 | $920.50 | $420.501 May |
Each dishonour and overdrawn fee 2 dishonours and 1 overdrawn fee
| Day | What | The payment | Found by | Paid since | Fee | Account |
|---|---|---|---|---|---|---|
| 23 Oct 2026 | Overdrawn fee | BRAMBLE CASH LOANS$165.00 · on 23 Oct | Took it below zero | — | $10.00 | A1 Everyday Account |
| 26 Sept 2026 | Dishonour | BRAMBLE CASH LOANS$165.00 · due 25 Sept | It came back | 28 Sept | $9.50 | A1 Everyday Account |
| 16 June 2026 | Dishonour | BRAMBLE FINANCE$412.18 · due 15 June | Due then, did not go out | 19 June | $9.50 | A1 Everyday Account |
Each stretch below zero 7 stretches
| From | To | Days | Account | Lowest |
|---|---|---|---|---|
| 23 Oct 2026 | 28 Oct 2026 | 6 | A1 Everyday Account | −$646.57 |
| 18 Oct 2026 | 21 Oct 2026 | 4 | A1 Everyday Account | −$1,358.78 |
| 5 Oct 2026 | 7 Oct 2026 | 3 | A1 Everyday Account | −$347.59 |
| 23 Sept 2026 | 23 Sept 2026 | 1 | A1 Everyday Account | −$575.28 |
| 21 Sept 2026 | 21 Sept 2026 | 1 | A1 Everyday Account | −$126.52 |
| 6 May 2026 | 6 May 2026 | 1 | A1 Everyday Account | −$31.32 |
| 4 May 2026 | 4 May 2026 | 1 | A1 Everyday Account | −$274.18 |
Spending, a month
| Commitments | Essentials | Discretionary | Risk | Cash | All monthly spending |
|---|---|---|---|---|---|
| $1,056.6124.1% | $2,874.9765.6% | $216.444.9% | $50.421.2% | $184.874.2% | $4,383.31100% |
Spending by category, as a chart
- Commitments
- Essentials
- Discretionary
- Risk
- Cash
Categories
Income and loans first: each source and each provider in a line, its calendar under it and its transactions behind a click. Then every category, opening onto the parties paid or paying, and each party onto its transactions, newest first.
Income
Each source of income in a line, with what came and what did not under it; open one for its transactions. Only ongoing income is counted as regular income (IN01$2,783.93 a month).
BRAMBLE CAFE PAYROLLSalary or wages · Fortnightly, Thursdays · A1 $1,284.89usual, steady $2,783.93a month, counted $2,685.53$7,851.34 in 90 $16,484.5213 credits 22 Octnext 5 Nov ✓Ongoing
| 22 Oct 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,347.38 |
| 8 Oct 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,338.15 |
| 24 Sept 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,284.89 |
| 10 Sept 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,342.07 |
| 27 Aug 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,169.64 |
| 13 Aug 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,369.21 |
| 30 July 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,183.56 |
| 16 July 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,154.00 |
| 2 July 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,229.52 |
| 18 June 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,307.67 |
| 4 June 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,227.19 |
| 21 May 2026 | after 14 days | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,205.09 |
| 7 May 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLL | A1 | $1,326.15 |
CentrelinkGovernment benefit · Family Tax Benefit · Fortnightly, Tuesdays · A1 $312.40usual, steady Not counted$676.87 when paid $312.40$1,562.00 in 90 $3,748.8012 credits 6 Octwas due 20 Oct !Skipped
| 6 Oct 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 22 Sept 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 8 Sept 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 25 Aug 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 11 Aug 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 28 July 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 14 July 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 30 June 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 16 June 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 2 June 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 19 May 2026 | after 14 days | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
| 5 May 2026 | CENTRELINK FAMILY TAX BENEFIT | A1 | $312.40 |
HARBOUR EVENTS SALARYSalary or wages · Weekly, Saturdays · A1 $185.56usual, steady Not counted$804.09 when paid $0.00$535.40 in 90 $2,987.4216 credits 15 Aug74 days ago ×Not ongoing
| 15 Aug 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $194.92 |
| 8 Aug 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $176.35 |
| 1 Aug 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $164.13 |
| 25 July 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $191.11 |
| 18 July 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $178.77 |
| 11 July 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $184.03 |
| 4 July 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $187.09 |
| 27 June 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $170.66 |
| 20 June 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $179.28 |
| 13 June 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $214.07 |
| 6 June 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $168.89 |
| 30 May 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $205.26 |
| 23 May 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $196.50 |
| 16 May 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $213.39 |
| 9 May 2026 | after 7 days | HARBOUR EVENTS SALARY | A1 | $170.56 |
| 2 May 2026 | HARBOUR EVENTS SALARY | A1 | $192.41 |
AtoOther income · Irregular · A1 $842.17median Not counted$141.54 averaged $0.00$842.17 in 90 $842.171 credit 4 Aug85 days ago ~Unlikely
| 4 Aug 2026 | ATO TAX REFUND | A1 | $842.17 |
- Came
- Due and did not come
Loans and credit
Each credit provider in a line, repaid or lending, with its dishonours and, where the loan paid in is on the statement, when its repayments may end; open one for its transactions. Commitments EX23$1,056.61 a month.
BRAMBLE FINANCELoan · Monthly, around day 15 · A1 $412.18$412.18 a month $2,473.086 repayments — !1last 15 June 15 Octnext 15 Nov —Amount lent not shown ✓Ongoing
| 15 Oct 2026 | after 30 days | CAR LOAN REPAYMENT BRAMBLE FINANCE | A1 | −$412.18 |
| 15 Sept 2026 | after 31 days | CAR LOAN REPAYMENT BRAMBLE FINANCE | A1 | −$412.18 |
| 15 Aug 2026 | after 31 days | CAR LOAN REPAYMENT BRAMBLE FINANCE | A1 | −$412.18 |
| 15 July 2026 | after 26 days | CAR LOAN REPAYMENT BRAMBLE FINANCE | A1 | −$412.18 |
| 19 June 2026 | after 35 days | CAR LOAN REPAYMENT BRAMBLE FINANCE | A1 | −$412.18 |
| 16 June 2026 | DISHONOUR FEEDishonour fee | A1 | −$9.50 | |
| 15 May 2026 | CAR LOAN REPAYMENT BRAMBLE FINANCE | A1 | −$412.18 |
BRAMBLE CASH LOANSSmall-amount lender · Fortnightly, Fridays · A1 $165.00$357.50 a month $1,487.5010 repayments $1,300.002 loans received !1last 25 Sept 23 Octnext 6 Nov 6 Nov – 20 Novestimate, $800.00 lent 17 Aug ✓Ongoing
| 23 Oct 2026 | after 14 days | BRAMBLE CASH LOANS REPAYMENT | A1 | −$165.00 |
| 9 Oct 2026 | after 11 days | BRAMBLE CASH LOANS REPAYMENT | A1 | −$165.00 |
| 28 Sept 2026 | after 17 days | BRAMBLE CASH LOANS REPAYMENT | A1 | −$165.00 |
| 26 Sept 2026 | DISHONOUR FEEDishonour fee | A1 | −$9.50 | |
| 26 Sept 2026 | DISHONOUR BRAMBLE CASH LOANSCame back | A1 | $165.00 | |
| 25 Sept 2026 | DIRECT DEBIT BRAMBLE CASH LOANSDishonoured | A1 | −$165.00 | |
| 11 Sept 2026 | after 14 days | BRAMBLE CASH LOANS REPAYMENT | A1 | −$165.00 |
| 28 Aug 2026 | after 42 days | BRAMBLE CASH LOANS REPAYMENT | A1 | −$165.00 |
| 17 Aug 2026 | BRAMBLE CASH LOANS DRAWDOWNLent | A1 | $800.00 | |
| 17 July 2026 | after 14 days | BRAMBLE CASH LOANS REPAYMENT | A1 | −$132.50 |
| 3 July 2026 | after 14 days | BRAMBLE CASH LOANS REPAYMENT | A1 | −$132.50 |
| 19 June 2026 | after 14 days | BRAMBLE CASH LOANS REPAYMENT | A1 | −$132.50 |
| 5 June 2026 | after 14 days | BRAMBLE CASH LOANS REPAYMENT | A1 | −$132.50 |
| 22 May 2026 | BRAMBLE CASH LOANS REPAYMENT | A1 | −$132.50 | |
| 11 May 2026 | BRAMBLE CASH LOANS DRAWDOWNLent | A1 | $500.00 |
BRAMBLECredit card · Monthly, around day 20 · A1 $261.27$318.64 a month $1,648.756 repayments — Nonedishonoured 20 Octnext 20 Nov —Amount lent not shown ✓Ongoing
| 20 Oct 2026 | after 30 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$329.64 |
| 20 Sept 2026 | after 31 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$236.90 |
| 20 Aug 2026 | after 31 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$177.23 |
| 20 July 2026 | after 30 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$285.63 |
| 20 June 2026 | after 31 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$386.84 |
| 20 May 2026 | CREDIT CARD PAYMENT BRAMBLE | A1 | −$232.51 |
HARBOUR DEBT RECOVERYDebt collector · Monthly, around day 3 · A1 $50.00$50.00 a month $250.005 repayments — Nonedishonoured 3 Octnext 3 Nov —Amount lent not shown ✓Ongoing
| 3 Oct 2026 | after 30 days | HARBOUR DEBT RECOVERY | A1 | −$50.00 |
| 3 Sept 2026 | after 31 days | HARBOUR DEBT RECOVERY | A1 | −$50.00 |
| 3 Aug 2026 | after 31 days | HARBOUR DEBT RECOVERY | A1 | −$50.00 |
| 3 July 2026 | after 30 days | HARBOUR DEBT RECOVERY | A1 | −$50.00 |
| 3 June 2026 | HARBOUR DEBT RECOVERY | A1 | −$50.00 |
HARBOUR PAY ADVANCEPay advance · Irregular · A1 $262.50$44.12 a month $262.501 repayment $250.001 loan received Nonedishonoured 8 Oct 8 Octrepaid ~Irregular
| 8 Oct 2026 | HARBOUR PAY ADVANCE REPAYMENT | A1 | −$262.50 | |
| 30 Sept 2026 | HARBOUR PAY ADVANCELent | A1 | $250.00 |
- Repaid
- Due and not paid
- Dishonoured
- Loan received
- Debt collector
An end date is estimated only where the loan paid in is on the statement: not before the repayments since cover it, and, for a small or medium amount credit contract, not after they cover the most the law lets it cost.
Essentials
Rent13 transactions · 1 party$9,880.00out$1,660.50a month37.9%of spending
PartyCountTotalA monthAverage
Realty4 May – 19 Oct · fortnightly, Mondays · last 9 days ago13$9,880.00out$1,660.50a month$760.00$1,520.00 in 30 days
| 19 Oct 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 5 Oct 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 21 Sept 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 7 Sept 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 24 Aug 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 10 Aug 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 27 July 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 13 July 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 29 June 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 15 June 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 1 June 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 18 May 2026 | after 14 days | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
| 4 May 2026 | RENT TO BRAMBLE REALTY | A1 | −$760.00 |
Groceries26 transactions · 2 parties$3,105.51out$521.93a month11.9%of spending
PartyCountTotalA monthAverage
Woolworths3 May – 18 Oct · fortnightly, Sundays · last 10 days ago13$1,578.35out$265.27a month$121.41$242.64 in 30 days
| 18 Oct 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$90.88 |
| 4 Oct 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$151.76 |
| 20 Sept 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$141.18 |
| 6 Sept 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$142.21 |
| 23 Aug 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$155.61 |
| 9 Aug 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$160.72 |
| 26 July 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$141.88 |
| 12 July 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$126.81 |
| 28 June 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$87.69 |
| 14 June 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$96.06 |
| 31 May 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$93.59 |
| 17 May 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$97.02 |
| 3 May 2026 | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$92.94 |
Coles10 May – 25 Oct · fortnightly, Sundays · last 3 days ago13$1,527.16out$256.67a month$117.47$204.83 in 30 days
| 25 Oct 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$93.59 |
| 11 Oct 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$111.24 |
| 27 Sept 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$124.54 |
| 13 Sept 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$158.58 |
| 30 Aug 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$134.64 |
| 16 Aug 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$89.48 |
| 2 Aug 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$89.14 |
| 19 July 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$114.54 |
| 5 July 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$138.71 |
| 21 June 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$100.86 |
| 7 June 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$146.20 |
| 24 May 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$137.40 |
| 10 May 2026 | COLES 0617 BRAMBLEWOOD | A1 | −$88.24 |
Transport and fuel14 transactions · 2 parties$1,549.76out$260.46a month5.9%of spending
PartyCountTotalA monthAverage
Ampol6 May – 21 Oct · fortnightly, Wednesdays · last 7 days ago13$865.46out$145.46a month$66.57$134.49 in 30 days
| 21 Oct 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$76.29 |
| 7 Oct 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$58.20 |
| 23 Sept 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$62.85 |
| 9 Sept 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$71.45 |
| 26 Aug 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$57.17 |
| 12 Aug 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$67.75 |
| 29 July 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$75.02 |
| 15 July 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$74.33 |
| 1 July 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$66.63 |
| 17 June 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$61.87 |
| 3 June 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$66.51 |
| 20 May 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$57.85 |
| 6 May 2026 | AMPOL BRAMBLEWOOD | A1 | −$69.54 |
BRAMBLE AUTO REPAIRS23 Sept – 23 Sept · last 35 days ago1$684.30out$115.01a month$684.30$0.00 in 30 days
| 23 Sept 2026 | BRAMBLE AUTO REPAIRS | A1 | −$684.30 |
Utilities6 transactions · 1 party$861.51out$144.79a month3.3%of spending
PartyCountTotalA monthAverage
AGL18 May – 18 Oct · monthly, around day 18 · last 10 days ago6$861.51out$144.79a month$143.58$152.66 in 30 days
| 18 Oct 2026 | after 30 days | AGL ENERGY | A1 | −$152.66 |
| 18 Sept 2026 | after 31 days | AGL ENERGY | A1 | −$153.72 |
| 18 Aug 2026 | after 31 days | AGL ENERGY | A1 | −$133.03 |
| 18 July 2026 | after 30 days | AGL ENERGY | A1 | −$145.67 |
| 18 June 2026 | after 31 days | AGL ENERGY | A1 | −$129.79 |
| 18 May 2026 | AGL ENERGY | A1 | −$146.64 |
Health7 transactions · 2 parties$632.01out$106.22a month2.4%of spending
PartyCountTotalA monthAverage
BRAMBLE DENTAL CARE2 Sept – 2 Sept · last 56 days ago1$480.00out$80.67a month$480.00$0.00 in 30 days
| 2 Sept 2026 | BRAMBLE DENTAL CARE | A1 | −$480.00 |
Chemist Warehouse14 May – 26 Oct · monthly, around day 20 · last 2 days ago6$152.01out$25.55a month$25.33$25.53 in 30 days
| 26 Oct 2026 | after 33 days | CHEMIST WAREHOUSE BRAMBLEWOOD | A1 | −$25.53 |
| 23 Sept 2026 | after 33 days | CHEMIST WAREHOUSE BRAMBLEWOOD | A1 | −$14.01 |
| 21 Aug 2026 | after 33 days | CHEMIST WAREHOUSE BRAMBLEWOOD | A1 | −$19.40 |
| 19 July 2026 | after 33 days | CHEMIST WAREHOUSE BRAMBLEWOOD | A1 | −$32.30 |
| 16 June 2026 | after 33 days | CHEMIST WAREHOUSE BRAMBLEWOOD | A1 | −$22.83 |
| 14 May 2026 | CHEMIST WAREHOUSE BRAMBLEWOOD | A1 | −$37.94 |
Insurance6 transactions · 1 party$578.40out$97.21a month2.2%of spending
PartyCountTotalA monthAverage
YOUI INSURANCE25 May – 25 Oct · monthly, around day 25 · last 3 days ago6$578.40out$97.21a month$96.40$96.40 in 30 days
| 25 Oct 2026 | after 30 days | YOUI INSURANCE | A1 | −$96.40 |
| 25 Sept 2026 | after 31 days | YOUI INSURANCE | A1 | −$96.40 |
| 25 Aug 2026 | after 31 days | YOUI INSURANCE | A1 | −$96.40 |
| 25 July 2026 | after 30 days | YOUI INSURANCE | A1 | −$96.40 |
| 25 June 2026 | after 31 days | YOUI INSURANCE | A1 | −$96.40 |
| 25 May 2026 | YOUI INSURANCE | A1 | −$96.40 |
Phone and internet6 transactions · 1 party$270.00out$45.38a month1%of spending
PartyCountTotalA monthAverage
Telstra12 May – 12 Oct · monthly, around day 12 · last 16 days ago6$270.00out$45.38a month$45.00$45.00 in 30 days
| 12 Oct 2026 | after 30 days | TELSTRA PREPAID | A1 | −$45.00 |
| 12 Sept 2026 | after 31 days | TELSTRA PREPAID | A1 | −$45.00 |
| 12 Aug 2026 | after 31 days | TELSTRA PREPAID | A1 | −$45.00 |
| 12 July 2026 | after 30 days | TELSTRA PREPAID | A1 | −$45.00 |
| 12 June 2026 | after 31 days | TELSTRA PREPAID | A1 | −$45.00 |
| 12 May 2026 | TELSTRA PREPAID | A1 | −$45.00 |
Education and childcare1 transaction · 1 party$185.00out$31.09a month0.7%of spending
PartyCountTotalA monthAverage
BRAMBLEWOOD PUBLIC SCHOOL19 Oct – 19 Oct · last 9 days ago1$185.00out$31.09a month$185.00$185.00 in 30 days
| 19 Oct 2026 | BRAMBLEWOOD PUBLIC SCHOOL | A1 | −$185.00 |
Bank fees and interest4 transactions · 3 parties$44.00out$7.39a month0.2%of spending
PartyCountTotalA monthAverage
DISHONOUR FEE16 June – 26 Sept · last 32 days ago2$19.00out$3.19a month$9.50$0.00 in 30 days
| 26 Sept 2026 | after 102 days | DISHONOUR FEE | A1 | −$9.50 |
| 16 June 2026 | DISHONOUR FEE | A1 | −$9.50 |
LATE FEE21 Sept – 21 Sept · last 37 days ago1$15.00out$2.52a month$15.00$0.00 in 30 days
| 21 Sept 2026 | LATE PAYMENT FEE | A1 | −$15.00 |
OVERDRAWN FEE23 Oct – 23 Oct · last 5 days ago1$10.00out$1.68a month$10.00$10.00 in 30 days
| 23 Oct 2026 | OVERDRAWN FEE | A1 | −$10.00 |
Discretionary
Shopping6 transactions · 2 parties$822.74out$138.28a month3.2%of spending
PartyCountTotalA monthAverage
JB Hi-Fi7 Aug – 7 Aug · last 82 days ago1$599.00out$100.67a month$599.00$0.00 in 30 days
| 7 Aug 2026 | JB HI-FI BRAMBLEWOOD | A1 | −$599.00 |
Kmart16 May – 27 Oct · last 1 day ago5$223.74out$37.60a month$44.75$46.16 in 30 days
| 27 Oct 2026 | after 41 days | KMART BRAMBLEWOOD | A1 | −$46.16 |
| 16 Sept 2026 | after 41 days | KMART BRAMBLEWOOD | A1 | −$35.07 |
| 6 Aug 2026 | after 41 days | KMART BRAMBLEWOOD | A1 | −$69.68 |
| 26 June 2026 | after 41 days | KMART BRAMBLEWOOD | A1 | −$24.20 |
| 16 May 2026 | KMART BRAMBLEWOOD | A1 | −$48.63 |
Eating out and takeaway10 transactions · 1 party$351.13out$59.01a month1.3%of spending
PartyCountTotalA monthAverage
Uber Eats9 May – 27 Oct · last 1 day ago10$351.13out$59.01a month$35.11$62.65 in 30 days
| 27 Oct 2026 | after 19 days | UBER *EATS | A1 | −$32.20 |
| 8 Oct 2026 | after 19 days | UBER *EATS | A1 | −$30.45 |
| 19 Sept 2026 | after 19 days | UBER *EATS | A1 | −$39.80 |
| 31 Aug 2026 | after 19 days | UBER *EATS | A1 | −$37.56 |
| 12 Aug 2026 | after 19 days | UBER *EATS | A1 | −$38.03 |
| 24 July 2026 | after 19 days | UBER *EATS | A1 | −$25.22 |
| 5 July 2026 | after 19 days | UBER *EATS | A1 | −$35.02 |
| 16 June 2026 | after 19 days | UBER *EATS | A1 | −$41.88 |
| 28 May 2026 | after 19 days | UBER *EATS | A1 | −$27.41 |
| 9 May 2026 | UBER *EATS | A1 | −$43.56 |
Entertainment and subscriptions6 transactions · 1 party$113.94out$19.15a month0.4%of spending
PartyCountTotalA monthAverage
Netflix9 May – 9 Oct · monthly, around day 9 · last 19 days ago6$113.94out$19.15a month$18.99$18.99 in 30 days
| 9 Oct 2026 | after 30 days | NETFLIX.COM | A1 | −$18.99 |
| 9 Sept 2026 | after 31 days | NETFLIX.COM | A1 | −$18.99 |
| 9 Aug 2026 | after 31 days | NETFLIX.COM | A1 | −$18.99 |
| 9 July 2026 | after 30 days | NETFLIX.COM | A1 | −$18.99 |
| 9 June 2026 | after 31 days | NETFLIX.COM | A1 | −$18.99 |
| 9 May 2026 | NETFLIX.COM | A1 | −$18.99 |
Risk
Gambling7 transactions · 1 party$300.00out$50.42a month1.2%of spending
PartyCountTotalA monthAverage
BETTING ACCOUNT11 July – 24 Oct · last 4 days ago7$300.00out$50.42a month$42.86$150.00 in 30 days
| 24 Oct 2026 | after 7 days | BETTING ACCOUNT DEPOSIT | A1 | −$60.00 |
| 17 Oct 2026 | after 14 days | BETTING ACCOUNT DEPOSIT | A1 | −$40.00 |
| 3 Oct 2026 | after 14 days | BETTING ACCOUNT DEPOSIT | A1 | −$50.00 |
| 19 Sept 2026 | after 7 days | BETTING ACCOUNT DEPOSIT | A1 | −$30.00 |
| 12 Sept 2026 | after 21 days | BETTING ACCOUNT DEPOSIT | A1 | −$50.00 |
| 22 Aug 2026 | after 42 days | BETTING ACCOUNT DEPOSIT | A1 | −$50.00 |
| 11 July 2026 | BETTING ACCOUNT DEPOSIT | A1 | −$20.00 |
Cash
Cash withdrawal10 transactions · 1 party$1,100.00out$184.87a month4.2%of spending
PartyCountTotalA monthAverage
ATM WITHDRAWAL BRAMBLEWOOD8 May – 23 Oct · last 5 days ago10$1,100.00out$184.87a month$110.00$200.00 in 30 days
| 23 Oct 2026 | after 22 days | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$150.00 |
| 1 Oct 2026 | after 6 days | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$50.00 |
| 25 Sept 2026 | after 27 days | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$100.00 |
| 29 Aug 2026 | after 1 day | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$50.00 |
| 28 Aug 2026 | after 28 days | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$150.00 |
| 31 July 2026 | after 28 days | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$200.00 |
| 3 July 2026 | after 6 days | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$100.00 |
| 27 June 2026 | after 22 days | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$50.00 |
| 5 June 2026 | after 28 days | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$100.00 |
| 8 May 2026 | ATM WITHDRAWAL BRAMBLEWOOD | A1 | −$150.00 |
Transfers
Between own accounts14 transactions · 2 parties$1,470.00out, $1,470.00 in$247.06a month—of spending
PartyCountTotalA monthAverage
Bonus Saver (A2)8 May – 21 Oct · last 7 days ago7$1,100.00out, $370.00 in$184.87a month$104.29$120.00 in 30 days
| 21 Oct 2026 | after 25 days | TRANSFER FROM BONUS SAVER 6120 | A1 | $120.00 |
| 26 Sept 2026 | after 43 days | TRANSFER FROM BONUS SAVER 6120 | A1 | $250.00 |
| 14 Aug 2026 | after 14 days | TRANSFER TO BONUS SAVER 6120 | A1 | −$300.00 |
| 31 July 2026 | after 28 days | TRANSFER TO BONUS SAVER 6120 | A1 | −$300.00 |
| 3 July 2026 | after 28 days | TRANSFER TO BONUS SAVER 6120 | A1 | −$200.00 |
| 5 June 2026 | after 28 days | TRANSFER TO BONUS SAVER 6120 | A1 | −$200.00 |
| 8 May 2026 | TRANSFER TO BONUS SAVER 6120 | A1 | −$100.00 |
Everyday Account (A1)8 May – 21 Oct · last 7 days ago7$370.00out, $1,100.00 in$62.18a month$104.29$120.00 in 30 days
| 21 Oct 2026 | after 25 days | TRANSFER TO EVERYDAY 6118 | A2 | −$120.00 |
| 26 Sept 2026 | after 43 days | TRANSFER TO EVERYDAY 6118 | A2 | −$250.00 |
| 14 Aug 2026 | after 14 days | TRANSFER FROM EVERYDAY 6118 | A2 | $300.00 |
| 31 July 2026 | after 28 days | TRANSFER FROM EVERYDAY 6118 | A2 | $300.00 |
| 3 July 2026 | after 28 days | TRANSFER FROM EVERYDAY 6118 | A2 | $200.00 |
| 5 June 2026 | after 28 days | TRANSFER FROM EVERYDAY 6118 | A2 | $200.00 |
| 8 May 2026 | TRANSFER FROM EVERYDAY 6118 | A2 | $100.00 |
A1Everyday Account
Transaction accountBSB 000-000Account xxxx6118AUDSoleHeld by Sam Example
- Opening balance
- $386.351 May 2026
- Money in
- $26,147.9148 credits
- Money out
- $27,180.83156 debits
- Closing balance
- −$646.5728 Oct 2026
- Available
- $0.00at 29 Oct 2026, 9:40 am AEDT
- Opening balance plus the transactions comes to the closing balance
- 204 of 204 printed balances agree with the transactions
- No stretch without a transaction longer than 3 days
- Below zero at the end of 17 days
| 28 Oct 2026 | Closing balance | −$646.57 | ||
| October 2026 | ||||
| 27 Oct 2026 | KMART BRAMBLEWOODShopping | −$46.16 | −$646.57 | |
| 27 Oct 2026 | UBER *EATSEating out and takeaway | −$32.20 | −$600.41 | |
| 26 Oct 2026 | CHEMIST WAREHOUSE BRAMBLEWOODHealth | −$25.53 | −$568.21 | |
| 25 Oct 2026 | YOUI INSURANCEInsurance | −$96.40 | −$542.68 | |
| 25 Oct 2026 | COLES 0617 BRAMBLEWOODGroceries | −$93.59 | −$446.28 | |
| 24 Oct 2026 | BETTING ACCOUNT DEPOSITGambling | −$60.00 | −$352.69 | |
| 23 Oct 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$150.00 | −$292.69 | |
| 23 Oct 2026 | OVERDRAWN FEEBank fees and interestOverdrawn | −$10.00 | −$142.69 | |
| 23 Oct 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$165.00 | −$132.69 | |
| 22 Oct 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,347.38 | $32.31 | |
| 21 Oct 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$76.29 | −$1,315.07 | |
| 21 Oct 2026 | TRANSFER FROM BONUS SAVER 6120Between own accounts | $120.00 | −$1,238.78 | |
| 20 Oct 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$329.64 | −$1,358.78 | |
| 19 Oct 2026 | BRAMBLEWOOD PUBLIC SCHOOLEducation and childcare | −$185.00 | −$1,029.14 | |
| 19 Oct 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | −$844.14 | |
| 18 Oct 2026 | AGL ENERGYUtilities | −$152.66 | −$84.14 | |
| 18 Oct 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$90.88 | $68.52 | |
| 17 Oct 2026 | BETTING ACCOUNT DEPOSITGambling | −$40.00 | $159.40 | |
| 15 Oct 2026 | CAR LOAN REPAYMENT BRAMBLE FINANCELoan repayment | −$412.18 | $199.40 | |
| 12 Oct 2026 | TELSTRA PREPAIDPhone and internet | −$45.00 | $611.58 | |
| 11 Oct 2026 | COLES 0617 BRAMBLEWOODGroceries | −$111.24 | $656.58 | |
| 9 Oct 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $767.82 | |
| 9 Oct 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$165.00 | $786.81 | |
| 8 Oct 2026 | UBER *EATSEating out and takeaway | −$30.45 | $951.81 | |
| 8 Oct 2026 | HARBOUR PAY ADVANCE REPAYMENTLoan repaymentPay advance | −$262.50 | $982.26 | |
| 8 Oct 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,338.15 | $1,244.76 | |
| 7 Oct 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$58.20 | −$93.39 | |
| 6 Oct 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | −$35.19 | |
| 5 Oct 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | −$347.59 | |
| 4 Oct 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$151.76 | $412.41 | |
| 3 Oct 2026 | BETTING ACCOUNT DEPOSITGambling | −$50.00 | $564.17 | |
| 3 Oct 2026 | HARBOUR DEBT RECOVERYLoan repaymentDebt collector | −$50.00 | $614.17 | |
| 1 Oct 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$50.00 | $664.17 | |
| September 2026 | ||||
| 30 Sept 2026 | HARBOUR PAY ADVANCELoan or advance receivedPay advance | $250.00 | $714.17 | |
| 28 Sept 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$165.00 | $464.17 | |
| 27 Sept 2026 | COLES 0617 BRAMBLEWOODGroceries | −$124.54 | $629.17 | |
| 26 Sept 2026 | DISHONOUR FEEBank fees and interestDishonour | −$9.50 | $753.71 | |
| 26 Sept 2026 | TRANSFER FROM BONUS SAVER 6120Between own accounts | $250.00 | $763.21 | |
| 26 Sept 2026 | DISHONOUR BRAMBLE CASH LOANSLoan repaymentDishonour | $165.00 | $513.21 | |
| 25 Sept 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$100.00 | $348.21 | |
| 25 Sept 2026 | YOUI INSURANCEInsurance | −$96.40 | $448.21 | |
| 25 Sept 2026 | DIRECT DEBIT BRAMBLE CASH LOANSLoan repaymentDishonoured | −$165.00 | $544.61 | |
| 24 Sept 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,284.89 | $709.61 | |
| 23 Sept 2026 | BRAMBLE AUTO REPAIRSTransport and fuel | −$684.30 | −$575.28 | |
| 23 Sept 2026 | CHEMIST WAREHOUSE BRAMBLEWOODHealth | −$14.01 | $109.02 | |
| 23 Sept 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$62.85 | $123.03 | |
| 22 Sept 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $185.88 | |
| 21 Sept 2026 | LATE PAYMENT FEEBank fees and interestLate fee | −$15.00 | −$126.52 | |
| 21 Sept 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | −$111.52 | |
| 20 Sept 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$141.18 | $648.48 | |
| 20 Sept 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$236.90 | $789.66 | |
| 19 Sept 2026 | UBER *EATSEating out and takeaway | −$39.80 | $1,026.56 | |
| 19 Sept 2026 | BETTING ACCOUNT DEPOSITGambling | −$30.00 | $1,066.36 | |
| 18 Sept 2026 | AGL ENERGYUtilities | −$153.72 | $1,096.36 | |
| 16 Sept 2026 | KMART BRAMBLEWOODShopping | −$35.07 | $1,250.08 | |
| 15 Sept 2026 | CAR LOAN REPAYMENT BRAMBLE FINANCELoan repayment | −$412.18 | $1,285.15 | |
| 13 Sept 2026 | COLES 0617 BRAMBLEWOODGroceries | −$158.58 | $1,697.33 | |
| 12 Sept 2026 | TELSTRA PREPAIDPhone and internet | −$45.00 | $1,855.91 | |
| 12 Sept 2026 | BETTING ACCOUNT DEPOSITGambling | −$50.00 | $1,900.91 | |
| 11 Sept 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$165.00 | $1,950.91 | |
| 10 Sept 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,342.07 | $2,115.91 | |
| 9 Sept 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $773.84 | |
| 9 Sept 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$71.45 | $792.83 | |
| 8 Sept 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $864.28 | |
| 7 Sept 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | $551.88 | |
| 6 Sept 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$142.21 | $1,311.88 | |
| 3 Sept 2026 | HARBOUR DEBT RECOVERYLoan repaymentDebt collector | −$50.00 | $1,454.09 | |
| 2 Sept 2026 | BRAMBLE DENTAL CAREHealth | −$480.00 | $1,504.09 | |
| August 2026 | ||||
| 31 Aug 2026 | UBER *EATSEating out and takeaway | −$37.56 | $1,984.09 | |
| 30 Aug 2026 | COLES 0617 BRAMBLEWOODGroceries | −$134.64 | $2,021.65 | |
| 29 Aug 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$50.00 | $2,156.29 | |
| 28 Aug 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$150.00 | $2,206.29 | |
| 28 Aug 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$165.00 | $2,356.29 | |
| 27 Aug 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,169.64 | $2,521.29 | |
| 26 Aug 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$57.17 | $1,351.65 | |
| 25 Aug 2026 | YOUI INSURANCEInsurance | −$96.40 | $1,408.82 | |
| 25 Aug 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $1,505.22 | |
| 24 Aug 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | $1,192.82 | |
| 23 Aug 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$155.61 | $1,952.82 | |
| 22 Aug 2026 | BETTING ACCOUNT DEPOSITGambling | −$50.00 | $2,108.43 | |
| 21 Aug 2026 | CHEMIST WAREHOUSE BRAMBLEWOODHealth | −$19.40 | $2,158.43 | |
| 20 Aug 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$177.23 | $2,177.83 | |
| 18 Aug 2026 | AGL ENERGYUtilities | −$133.03 | $2,355.06 | |
| 17 Aug 2026 | BRAMBLE CASH LOANS DRAWDOWNLoan or advance receivedSmall-amount lender | $800.00 | $2,488.09 | |
| 16 Aug 2026 | COLES 0617 BRAMBLEWOODGroceries | −$89.48 | $1,688.09 | |
| 15 Aug 2026 | CAR LOAN REPAYMENT BRAMBLE FINANCELoan repayment | −$412.18 | $1,777.57 | |
| 15 Aug 2026 | HARBOUR EVENTS SALARYSalary or wages | $194.92 | $2,189.75 | |
| 14 Aug 2026 | TRANSFER TO BONUS SAVER 6120Between own accounts | −$300.00 | $1,994.83 | |
| 13 Aug 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,369.21 | $2,294.83 | |
| 12 Aug 2026 | UBER *EATSEating out and takeaway | −$38.03 | $925.62 | |
| 12 Aug 2026 | TELSTRA PREPAIDPhone and internet | −$45.00 | $963.65 | |
| 12 Aug 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$67.75 | $1,008.65 | |
| 11 Aug 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $1,076.40 | |
| 10 Aug 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | $764.00 | |
| 9 Aug 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $1,524.00 | |
| 9 Aug 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$160.72 | $1,542.99 | |
| 8 Aug 2026 | HARBOUR EVENTS SALARYSalary or wages | $176.35 | $1,703.71 | |
| 7 Aug 2026 | JB HI-FI BRAMBLEWOODShopping | −$599.00 | $1,527.36 | |
| 6 Aug 2026 | KMART BRAMBLEWOODShopping | −$69.68 | $2,126.36 | |
| 4 Aug 2026 | ATO TAX REFUNDOther income | $842.17 | $2,196.04 | |
| 3 Aug 2026 | HARBOUR DEBT RECOVERYLoan repaymentDebt collector | −$50.00 | $1,353.87 | |
| 2 Aug 2026 | COLES 0617 BRAMBLEWOODGroceries | −$89.14 | $1,403.87 | |
| 1 Aug 2026 | HARBOUR EVENTS SALARYSalary or wages | $164.13 | $1,493.01 | |
| July 2026 | ||||
| 31 July 2026 | TRANSFER TO BONUS SAVER 6120Between own accounts | −$300.00 | $1,328.88 | |
| 31 July 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$200.00 | $1,628.88 | |
| 30 July 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,183.56 | $1,828.88 | |
| 29 July 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$75.02 | $645.32 | |
| 28 July 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $720.34 | |
| 27 July 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | $407.94 | |
| 26 July 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$141.88 | $1,167.94 | |
| 25 July 2026 | YOUI INSURANCEInsurance | −$96.40 | $1,309.82 | |
| 25 July 2026 | HARBOUR EVENTS SALARYSalary or wages | $191.11 | $1,406.22 | |
| 24 July 2026 | UBER *EATSEating out and takeaway | −$25.22 | $1,215.11 | |
| 20 July 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$285.63 | $1,240.33 | |
| 19 July 2026 | CHEMIST WAREHOUSE BRAMBLEWOODHealth | −$32.30 | $1,525.96 | |
| 19 July 2026 | COLES 0617 BRAMBLEWOODGroceries | −$114.54 | $1,558.26 | |
| 18 July 2026 | AGL ENERGYUtilities | −$145.67 | $1,672.80 | |
| 18 July 2026 | HARBOUR EVENTS SALARYSalary or wages | $178.77 | $1,818.47 | |
| 17 July 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$132.50 | $1,639.70 | |
| 16 July 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,154.00 | $1,772.20 | |
| 15 July 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$74.33 | $618.20 | |
| 15 July 2026 | CAR LOAN REPAYMENT BRAMBLE FINANCELoan repayment | −$412.18 | $692.53 | |
| 14 July 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $1,104.71 | |
| 13 July 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | $792.31 | |
| 12 July 2026 | TELSTRA PREPAIDPhone and internet | −$45.00 | $1,552.31 | |
| 12 July 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$126.81 | $1,597.31 | |
| 11 July 2026 | BETTING ACCOUNT DEPOSITGambling | −$20.00 | $1,724.12 | |
| 11 July 2026 | HARBOUR EVENTS SALARYSalary or wages | $184.03 | $1,744.12 | |
| 9 July 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $1,560.09 | |
| 5 July 2026 | UBER *EATSEating out and takeaway | −$35.02 | $1,579.08 | |
| 5 July 2026 | COLES 0617 BRAMBLEWOODGroceries | −$138.71 | $1,614.10 | |
| 4 July 2026 | HARBOUR EVENTS SALARYSalary or wages | $187.09 | $1,752.81 | |
| 3 July 2026 | TRANSFER TO BONUS SAVER 6120Between own accounts | −$200.00 | $1,565.72 | |
| 3 July 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$100.00 | $1,765.72 | |
| 3 July 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$132.50 | $1,865.72 | |
| 3 July 2026 | HARBOUR DEBT RECOVERYLoan repaymentDebt collector | −$50.00 | $1,998.22 | |
| 2 July 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,229.52 | $2,048.22 | |
| 1 July 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$66.63 | $818.70 | |
| June 2026 | ||||
| 30 June 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $885.33 | |
| 29 June 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | $572.93 | |
| 28 June 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$87.69 | $1,332.93 | |
| 27 June 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$50.00 | $1,420.62 | |
| 27 June 2026 | HARBOUR EVENTS SALARYSalary or wages | $170.66 | $1,470.62 | |
| 26 June 2026 | KMART BRAMBLEWOODShopping | −$24.20 | $1,299.96 | |
| 25 June 2026 | YOUI INSURANCEInsurance | −$96.40 | $1,324.16 | |
| 21 June 2026 | COLES 0617 BRAMBLEWOODGroceries | −$100.86 | $1,420.56 | |
| 20 June 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$386.84 | $1,521.42 | |
| 20 June 2026 | HARBOUR EVENTS SALARYSalary or wages | $179.28 | $1,908.26 | |
| 19 June 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$132.50 | $1,728.98 | |
| 19 June 2026 | CAR LOAN REPAYMENT BRAMBLE FINANCELoan repayment | −$412.18 | $1,861.48 | |
| 18 June 2026 | AGL ENERGYUtilities | −$129.79 | $2,273.66 | |
| 18 June 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,307.67 | $2,403.45 | |
| 17 June 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$61.87 | $1,095.78 | |
| 16 June 2026 | CHEMIST WAREHOUSE BRAMBLEWOODHealth | −$22.83 | $1,157.65 | |
| 16 June 2026 | UBER *EATSEating out and takeaway | −$41.88 | $1,180.48 | |
| 16 June 2026 | DISHONOUR FEEBank fees and interestDishonour | −$9.50 | $1,222.36 | |
| 16 June 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $1,231.86 | |
| 15 June 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | $919.46 | |
| 14 June 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$96.06 | $1,679.46 | |
| 13 June 2026 | HARBOUR EVENTS SALARYSalary or wages | $214.07 | $1,775.52 | |
| 12 June 2026 | TELSTRA PREPAIDPhone and internet | −$45.00 | $1,561.45 | |
| 9 June 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $1,606.45 | |
| 7 June 2026 | COLES 0617 BRAMBLEWOODGroceries | −$146.20 | $1,625.44 | |
| 6 June 2026 | HARBOUR EVENTS SALARYSalary or wages | $168.89 | $1,771.64 | |
| 5 June 2026 | TRANSFER TO BONUS SAVER 6120Between own accounts | −$200.00 | $1,602.75 | |
| 5 June 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$100.00 | $1,802.75 | |
| 5 June 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$132.50 | $1,902.75 | |
| 4 June 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,227.19 | $2,035.25 | |
| 3 June 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$66.51 | $808.06 | |
| 3 June 2026 | HARBOUR DEBT RECOVERYLoan repaymentDebt collector | −$50.00 | $874.57 | |
| 2 June 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $924.57 | |
| 1 June 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | $612.17 | |
| May 2026 | ||||
| 31 May 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$93.59 | $1,372.17 | |
| 30 May 2026 | HARBOUR EVENTS SALARYSalary or wages | $205.26 | $1,465.76 | |
| 28 May 2026 | UBER *EATSEating out and takeaway | −$27.41 | $1,260.50 | |
| 25 May 2026 | YOUI INSURANCEInsurance | −$96.40 | $1,287.91 | |
| 24 May 2026 | COLES 0617 BRAMBLEWOODGroceries | −$137.40 | $1,384.31 | |
| 23 May 2026 | HARBOUR EVENTS SALARYSalary or wages | $196.50 | $1,521.71 | |
| 22 May 2026 | BRAMBLE CASH LOANS REPAYMENTLoan repaymentSmall-amount lender | −$132.50 | $1,325.21 | |
| 21 May 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,205.09 | $1,457.71 | |
| 20 May 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$57.85 | $252.62 | |
| 20 May 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$232.51 | $310.47 | |
| 19 May 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $542.98 | |
| 18 May 2026 | AGL ENERGYUtilities | −$146.64 | $230.58 | |
| 18 May 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | $377.22 | |
| 17 May 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$97.02 | $1,137.22 | |
| 16 May 2026 | KMART BRAMBLEWOODShopping | −$48.63 | $1,234.24 | |
| 16 May 2026 | HARBOUR EVENTS SALARYSalary or wages | $213.39 | $1,282.87 | |
| 15 May 2026 | CAR LOAN REPAYMENT BRAMBLE FINANCELoan repayment | −$412.18 | $1,069.48 | |
| 14 May 2026 | CHEMIST WAREHOUSE BRAMBLEWOODHealth | −$37.94 | $1,481.66 | |
| 12 May 2026 | TELSTRA PREPAIDPhone and internet | −$45.00 | $1,519.60 | |
| 11 May 2026 | BRAMBLE CASH LOANS DRAWDOWNLoan or advance receivedSmall-amount lender | $500.00 | $1,564.60 | |
| 10 May 2026 | COLES 0617 BRAMBLEWOODGroceries | −$88.24 | $1,064.60 | |
| 9 May 2026 | UBER *EATSEating out and takeaway | −$43.56 | $1,152.84 | |
| 9 May 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $1,196.40 | |
| 9 May 2026 | HARBOUR EVENTS SALARYSalary or wages | $170.56 | $1,215.39 | |
| 8 May 2026 | TRANSFER TO BONUS SAVER 6120Between own accounts | −$100.00 | $1,044.83 | |
| 8 May 2026 | ATM WITHDRAWAL BRAMBLEWOODCash withdrawal | −$150.00 | $1,144.83 | |
| 7 May 2026 | DIRECT CREDIT BRAMBLE CAFE PAYROLLSalary or wages | $1,326.15 | $1,294.83 | |
| 6 May 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$69.54 | −$31.32 | |
| 5 May 2026 | CENTRELINK FAMILY TAX BENEFITGovernment benefitFamily Tax Benefit | $312.40 | $38.22 | |
| 4 May 2026 | RENT TO BRAMBLE REALTYRent | −$760.00 | −$274.18 | |
| 3 May 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$92.94 | $485.82 | |
| 2 May 2026 | HARBOUR EVENTS SALARYSalary or wages | $192.41 | $578.76 | |
| No transaction here matches. | ||||
| 1 May 2026 | Opening balance | $386.35 | ||
A2Bonus Saver
Savings accountBSB 000-000Account xxxx6120AUDSoleHeld by Sam Example
- Opening balance
- $420.501 May 2026
- Money in
- $1,100.005 credits
- Money out
- $370.002 debits
- Closing balance
- $1,150.5028 Oct 2026
- Available
- $1,150.50at 29 Oct 2026, 9:40 am AEDT
- Opening balance plus the transactions comes to the closing balance
- 7 of 7 printed balances agree with the transactions
- 42 days without a transaction, 15 Aug 2026 to 25 Sept 2026
- Never below zero at the end of a day
| 28 Oct 2026 | Closing balance | $1,150.50 | ||
| October 2026 | ||||
| 21 Oct 2026 | TRANSFER TO EVERYDAY 6118Between own accounts | −$120.00 | $1,150.50 | |
| September 2026 | ||||
| 26 Sept 2026 | TRANSFER TO EVERYDAY 6118Between own accounts | −$250.00 | $1,270.50 | |
| August 2026 | ||||
| 14 Aug 2026 | TRANSFER FROM EVERYDAY 6118Between own accounts | $300.00 | $1,520.50 | |
| July 2026 | ||||
| 31 July 2026 | TRANSFER FROM EVERYDAY 6118Between own accounts | $300.00 | $1,220.50 | |
| 3 July 2026 | TRANSFER FROM EVERYDAY 6118Between own accounts | $200.00 | $920.50 | |
| June 2026 | ||||
| 5 June 2026 | TRANSFER FROM EVERYDAY 6118Between own accounts | $200.00 | $720.50 | |
| May 2026 | ||||
| 8 May 2026 | TRANSFER FROM EVERYDAY 6118Between own accounts | $100.00 | $520.50 | |
| No transaction here matches. | ||||
| 1 May 2026 | Opening balance | $420.50 | ||
About this statement
Not a statement issued by the bank. Creditcrest made it for Example Lending from the data described here, in the Creditcrest bank statement standard, version 1.1. The seal shows whether it has changed since; it cannot show that what the bank or the file said was true.
- How the data came
- Invented, to show the standard. Nobody’s data.
- Balances
- Each balance is as the bank or its export gave it.
- Categories
- Creditcrest’s reading of each line, not the bank’s (setting balanced). A line without one was not read surely enough to say.
- Analysis
- Creditcrest’s, from the same reading, as at 28 Oct 2026: counts, sums and dates the transactions show, not a decision. Income is regular only while it keeps its rhythm.
- Essential or discretionary
- Creditcrest’s split: eating out, shopping, entertainment, travel and donations and charity counted as discretionary, the rest of the household’s spending as essential.
- Statement
- bs_example_borrower · reference EL-2026-0071 · made 29 Oct 2026, 9:40 am AEDT
- Fingerprint
- 78435cd852fa27c2ff594e4116590433e6f736698d823c22dfbaf074e79c8565
- Seal
- HMAC-SHA256 with the published sandbox key, which proves nothing. Check it at app.creditcresttechnologies.com.au/bank-statement/verify.