Creditcrest Statement
1 May 2026 to 28 Oct 2026 · bs_example_strong
- Account holder
- Jordan Example12 Example Avenue, Bramblewood NSW 2999
- Period
- 1 May 2026 to 28 Oct 2026181 days
- Source
- InventedMade 29 Oct 2026, 9:40 am AEDT
- Bank
- Bramble Bank2 accounts · BSB 000‑000
At a glance
As at 28 Oct 2026, over 181 days: where a month’s regular income goes. Each figure’s reference is in Decision metrics. ✓No red flags
| IN01Regular incomeOngoing income only | $9,598.23a month |
|---|---|
| EX23CommitmentsLoans, cards and buy now pay later | −$3,072.2832% of income |
| EX24EssentialsRent and living expenses | −$1,894.4819.7% of income |
| EX25DiscretionaryEating out, shopping, entertainment, travel and donations and charity | −$155.301.6% of income |
| RL08RiskGambling | None |
| EX15CashCash withdrawals | None |
| PO01✓SurplusRegular income less all spending | $4,476.1746.6% of income |
- Of income
- RL26Gambling 0%
- RL27Cash within 5 days of income 0%
- RL28External transfers 0%
- RL29Cash and external transfers 0%
Accounts
| Account | Opening | Money in | Money out | Closing | Median day-end | Lowest day-end |
|---|---|---|---|---|---|---|
| A1Everyday AccountWagesBSB 000-000 · xxxx7701 · Transaction account | $4,750.68 | $57,012.80 | $49,976.29 | $11,787.19available $11,787.19 | $7,248.35 | $1,850.005 May |
| A2Bonus SaverIncomeBSB 000-000 · xxxx7702 · Savings account | $18,400.00 | $20,178.26 | $0.00 | $38,578.26available $38,578.26 | $29,181.07 | $18,400.001 May |
| Everyday and savings | $23,150.68 | $77,191.06 | $49,976.29 | $50,365.45 |
Balance at the end of each day
Swipe the chart for the whole period.
- Everyday Account $11,787.19
- Bonus Saver $38,578.26
- Pay day
- Below zero
Decision metrics
The figures a decision turns on that say something on this statement, each with its reference; where a policy can read the same figure, its Decisioning field is named.
Income
| IN01Regular incomeA month · Decisioning: verified monthly income | $9,598.23 |
| IN02Salary and wagesA month | $9,502.13 |
| IN06Income streams ongoingDecisioning: income streams | 2 |
| IN10Next pay, largest income | 5 Nov 2026 |
| IN14Income due in the next 30 daysNext 30 days | $8,771.20 |
Liabilities
| LI07All regular commitmentsA month · Decisioning: monthly commitments | $3,102.50 |
| LI08Credit providers being repaid | 2 |
| LI09Repayments due in the next 30 daysNext 30 days | $3,046.72 |
| LI10Housing: rent and mortgageA month · Decisioning: monthly housing | $2,450.00 |
Expenses
| EX22All spendingA month · Decisioning: monthly outgoings | $5,122.06 |
| EX23Commitments: loans, cards, buy now pay later, mortgage and child supportA month | $3,072.28 |
| EX24EssentialsA month | $1,894.48 |
| EX25DiscretionaryA month | $155.30 |
Position
| PO01Surplus: regular income less all spendingA month | $4,476.17 |
| PO02Surplus as a share of regular income | 46.6% |
| PO05Lowest day-end balance, any accounton 5 May 2026 | $1,850.00 |
| PO06Closing balance, everyday and savings | $50,365.45 |
69 more metrics the detail behind these, each category’s spending, and each at nought
Income
| IN03Government benefitsA month | $0.00 |
| IN04Other regular incomeA month | $96.10 |
| IN05Other money inA month | $0.00 |
| IN07Income streams skipped or not ongoing | 0 |
| IN08Income creditsLast 90 days · Decisioning: income credits in the last 90 days | 9 |
| IN09IncomeLast 30 days | $8,915.33 |
| IN11Government share of regular income | 0% |
| IN12Income inferred from its rhythm aloneDecisioning: inferred income share | 0% |
| IN13Largest income arriving for | 175 days |
Responsible lending
| RL01DishonoursLast 30 days · Decisioning: dishonours in the last 30 days | 0 |
| RL02DishonoursLast 90 days · Decisioning: dishonours in the last 90 days | 0 |
| RL03DishonoursWhole period | 0 |
| RL04Late payment feesWhole period | 0 |
| RL05Days below zeroLast 30 days | 0 days |
| RL06Days below zeroLast 90 days | 0 days |
| RL07Days below zeroWhole period | 0 days |
| RL08GamblingA month | $0.00 |
| RL09GamblingLast 30 days · Decisioning: gambling in the last 30 days | $0.00 |
| RL10Gambling as a share of incomeLast 30 days · Decisioning: gambling share of income in the last 30 days | 0% |
| RL11Small-amount lenders repaidLast 90 days | 0 |
| RL12Small-amount credit repaymentsLast 90 days | 0 |
| RL13Loans and advances receivedLast 90 days | 0 |
| RL14Pay-advance repaymentsWhole period | 0 |
| RL15Payments to debt collectorsWhole period | 0 |
| RL16Buy now pay later providers | 0 |
| RL17Cash withdrawals as a share of spending | 0% |
| RL18Days since the last dishonour | — |
| RL19Repayments to credit providers dishonouredWhole period | 0 |
| RL20Cash withdrawalsLast 30 days | $0.00 |
| RL21Cash withdrawn within 3 days of payA month | $0.00 |
| RL22Cash withdrawn within 3 days of pay, as a share of that payWhole period | 0% |
| RL23Overdrawn feesLast 30 days · Decisioning: overdrawn fees in the last 30 days | 0 |
| RL24Overdrawn feesLast 90 days · Decisioning: overdrawn fees in the last 90 days | 0 |
| RL25Overdrawn feesWhole period | 0 |
| RL26Gambling as a share of incomeWhole period | 0% |
| RL27Cash withdrawn within 5 days of income, as a share of incomeWhole period | 0% |
Responsible lending continued
| RL28External transfers out, as a share of incomeWhole period | 0% |
| RL29Cash withdrawals and external transfers out, as a share of incomeWhole period | 0% |
Liabilities
| LI01Loan repaymentA month | $0.00 |
| LI02Credit card paymentA month | $652.50 |
| LI03Buy now pay laterA month | $0.00 |
| LI04Mortgage repaymentA month | $2,450.00 |
| LI05RentA month | $0.00 |
| LI06Child support paidA month | $0.00 |
Expenses
| EX01GroceriesA month | $818.78 |
| EX02UtilitiesA month | $236.97 |
| EX03Phone and internetA month | $169.41 |
| EX04InsuranceA month | $357.93 |
| EX05Transport and fuelA month | $148.03 |
| EX06HealthA month | $0.00 |
| EX07Education and childcareA month | $0.00 |
| EX08Strata and body corporateA month | $0.00 |
| EX09Tax, rates and government chargesA month | $163.36 |
| EX10Bank fees and interestA month | $0.00 |
| EX11Eating out and takeawayA month | $53.14 |
| EX12ShoppingA month | $0.00 |
| EX13Entertainment and subscriptionsA month | $102.16 |
| EX14TravelA month | $0.00 |
| EX15Cash withdrawalA month | $0.00 |
| EX16External transfers out, not counted in spendingA month | $0.00 |
| EX17Not categorisedA month | $0.00 |
| EX20Living expensesA month | $1,894.48 |
| EX21Eating out, shopping, entertainment and travelA month | $155.30 |
Position
| PO03Net cash flowA month | $4,573.91 |
| PO04Average day-end balance | $35,855.82 |
| PO07Available balance | $50,365.45 |
| PO08Days the statement covers | 181 days |
| PO09Spending categorised | 100% |
| PO10Lowest day-end balance, everyday and savings togetheron 5 May 2026 | $20,250.00 |
Conduct
Dishonours
| RL01Last 30 days | 0 |
| RL02Last 90 days | 0 |
| RL03Whole period | 0 |
| RL19Of a repayment | 0 |
Below zero
| RL05Days, last 30 | 0 days |
| RL06Days, last 90 | 0 days |
| RL07Days, whole period | 0 days |
| RL25Overdrawn fees, whole period | 0 |
Gambling and fees
| RL09Gambling, 30 days | $0.00 |
| RL08Gambling, a month | $0.00 |
| RL04Late payment fees | 0 |
By account
| Account | Dishonours30 · 90 · period | Days below zero30 · 90 · period | Overdrawn fees30 · 90 · period | Median day-end | Lowest day-end |
|---|---|---|---|---|---|
| A1Everyday Account | 0 · 0 · 0 | 0 · 0 · 0 | 0 · 0 · 0 | $7,248.35 | $1,850.005 May |
| A2Bonus Saver | 0 · 0 · 0 | 0 · 0 · 0 | 0 · 0 · 0 | $29,181.07 | $18,400.001 May |
Spending, a month
| Commitments | Essentials | Discretionary | Risk | Cash | All monthly spending |
|---|---|---|---|---|---|
| $3,072.2860% | $1,894.4837% | $155.303% | $0.000% | $0.000% | $5,122.06100% |
Spending by category, as a chart
- Commitments
- Essentials
- Discretionary
Categories
Income and loans first: each source and each provider in a line, its calendar under it and its transactions behind a click. Then every category, opening onto the parties paid or paying, and each party onto its transactions, newest first.
Income
Each source of income in a line, with what came and what did not under it; open one for its transactions. Only ongoing income is counted as regular income (IN01$9,598.23 a month).
HARBOUR ENGINEERING PAYROLLSalary or wages · Fortnightly, Thursdays · A1 $4,385.60usual, steady $9,502.13a month, counted $8,771.20$26,313.60 in 90 $57,012.8013 credits 22 Octnext 5 Nov ✓Ongoing
| 22 Oct 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 8 Oct 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 24 Sept 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 10 Sept 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 27 Aug 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 13 Aug 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 30 July 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 16 July 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 2 July 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 18 June 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 4 June 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 21 May 2026 | after 14 days | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
| 7 May 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLL | A1 | $4,385.60 |
BONUS INTERESTOther income · Monthly, around day 28 · A2 $114.85usual, varies $96.10a month, counted $144.13$397.19 in 90 $678.266 credits 28 Octnext 28 Nov ✓Ongoing
| 28 Oct 2026 | after 30 days | BONUS INTEREST | A2 | $144.13 |
| 28 Sept 2026 | after 31 days | BONUS INTEREST | A2 | $132.38 |
| 28 Aug 2026 | after 31 days | BONUS INTEREST | A2 | $120.68 |
| 28 July 2026 | after 30 days | BONUS INTEREST | A2 | $109.02 |
| 28 June 2026 | after 31 days | BONUS INTEREST | A2 | $91.80 |
| 28 May 2026 | BONUS INTEREST | A2 | $80.25 |
- Came
- Due and did not come
Loans and credit
Each credit provider in a line, repaid or lending, with its dishonours and, where the loan paid in is on the statement, when its repayments may end; open one for its transactions. Commitments EX23$3,072.28 a month.
BRAMBLE BANKMortgage · Monthly, around day 1 · A1 $2,450.00$2,450.00 a month $14,700.006 repayments — Nonedishonoured 1 Octnext 1 Nov —Amount lent not shown ✓Ongoing
| 1 Oct 2026 | after 30 days | HOME LOAN REPAYMENT BRAMBLE BANK | A1 | −$2,450.00 |
| 1 Sept 2026 | after 31 days | HOME LOAN REPAYMENT BRAMBLE BANK | A1 | −$2,450.00 |
| 1 Aug 2026 | after 31 days | HOME LOAN REPAYMENT BRAMBLE BANK | A1 | −$2,450.00 |
| 1 July 2026 | after 30 days | HOME LOAN REPAYMENT BRAMBLE BANK | A1 | −$2,450.00 |
| 1 June 2026 | after 31 days | HOME LOAN REPAYMENT BRAMBLE BANK | A1 | −$2,450.00 |
| 1 May 2026 | HOME LOAN REPAYMENT BRAMBLE BANK | A1 | −$2,450.00 |
BRAMBLECredit card · Monthly, around day 22 · A1 $596.72$652.50 a month $3,580.066 repayments — Nonedishonoured 22 Octnext 22 Nov —Amount lent not shown ✓Ongoing
| 22 Oct 2026 | after 30 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$667.77 |
| 22 Sept 2026 | after 31 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$570.96 |
| 22 Aug 2026 | after 31 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$622.47 |
| 22 July 2026 | after 30 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$662.51 |
| 22 June 2026 | after 31 days | CREDIT CARD PAYMENT BRAMBLE | A1 | −$529.70 |
| 22 May 2026 | CREDIT CARD PAYMENT BRAMBLE | A1 | −$526.65 |
- Repaid
- Due and not paid
- Dishonoured
- Loan received
- Debt collector
An end date is estimated only where the loan paid in is on the statement: not before the repayments since cover it, and, for a small or medium amount credit contract, not after they cover the most the law lets it cost.
Essentials
Groceries26 transactions · 2 parties$4,871.72out$818.78a month16%of spending
PartyCountTotalA monthAverage
Woolworths3 May – 18 Oct · fortnightly, Sundays · last 10 days ago13$2,450.43out$411.84a month$188.49$400.17 in 30 days
| 18 Oct 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$206.75 |
| 4 Oct 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$193.42 |
| 20 Sept 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$195.62 |
| 6 Sept 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$166.25 |
| 23 Aug 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$187.67 |
| 9 Aug 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$187.46 |
| 26 July 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$180.65 |
| 12 July 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$167.63 |
| 28 June 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$183.09 |
| 14 June 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$186.09 |
| 31 May 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$213.72 |
| 17 May 2026 | after 14 days | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$176.05 |
| 3 May 2026 | WOOLWORTHS 4021 BRAMBLEWOOD | A1 | −$206.03 |
Coles10 May – 25 Oct · fortnightly, Sundays · last 3 days ago13$2,421.29out$406.94a month$186.25$362.90 in 30 days
| 25 Oct 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$167.30 |
| 11 Oct 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$195.60 |
| 27 Sept 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$172.18 |
| 13 Sept 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$182.99 |
| 30 Aug 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$176.81 |
| 16 Aug 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$172.24 |
| 2 Aug 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$195.18 |
| 19 July 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$202.30 |
| 5 July 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$182.18 |
| 21 June 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$171.22 |
| 7 June 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$195.73 |
| 24 May 2026 | after 14 days | COLES 0617 BRAMBLEWOOD | A1 | −$204.12 |
| 10 May 2026 | COLES 0617 BRAMBLEWOOD | A1 | −$203.44 |
Insurance12 transactions · 2 parties$2,129.70out$357.93a month7%of spending
PartyCountTotalA monthAverage
BUPA HEALTH INSURANCE3 May – 3 Oct · monthly, around day 3 · last 25 days ago6$1,275.90out$214.44a month$212.65$212.65 in 30 days
| 3 Oct 2026 | after 30 days | BUPA HEALTH INSURANCE | A1 | −$212.65 |
| 3 Sept 2026 | after 31 days | BUPA HEALTH INSURANCE | A1 | −$212.65 |
| 3 Aug 2026 | after 31 days | BUPA HEALTH INSURANCE | A1 | −$212.65 |
| 3 July 2026 | after 30 days | BUPA HEALTH INSURANCE | A1 | −$212.65 |
| 3 June 2026 | after 31 days | BUPA HEALTH INSURANCE | A1 | −$212.65 |
| 3 May 2026 | BUPA HEALTH INSURANCE | A1 | −$212.65 |
YOUI INSURANCE25 May – 25 Oct · monthly, around day 25 · last 3 days ago6$853.80out$143.50a month$142.30$142.30 in 30 days
| 25 Oct 2026 | after 30 days | YOUI INSURANCE | A1 | −$142.30 |
| 25 Sept 2026 | after 31 days | YOUI INSURANCE | A1 | −$142.30 |
| 25 Aug 2026 | after 31 days | YOUI INSURANCE | A1 | −$142.30 |
| 25 July 2026 | after 30 days | YOUI INSURANCE | A1 | −$142.30 |
| 25 June 2026 | after 31 days | YOUI INSURANCE | A1 | −$142.30 |
| 25 May 2026 | YOUI INSURANCE | A1 | −$142.30 |
Utilities8 transactions · 2 parties$1,409.95out$236.97a month4.6%of spending
PartyCountTotalA monthAverage
AGL18 May – 18 Oct · monthly, around day 18 · last 10 days ago6$933.15out$156.83a month$155.52$142.89 in 30 days
| 18 Oct 2026 | after 30 days | AGL ENERGY | A1 | −$142.89 |
| 18 Sept 2026 | after 31 days | AGL ENERGY | A1 | −$156.64 |
| 18 Aug 2026 | after 31 days | AGL ENERGY | A1 | −$163.35 |
| 18 July 2026 | after 30 days | AGL ENERGY | A1 | −$161.41 |
| 18 June 2026 | after 31 days | AGL ENERGY | A1 | −$163.63 |
| 18 May 2026 | AGL ENERGY | A1 | −$145.23 |
Sydney Water26 May – 25 Aug · last 64 days ago2$476.80out$80.13a month$238.40$0.00 in 30 days
| 25 Aug 2026 | after 91 days | SYDNEY WATER | A1 | −$238.40 |
| 26 May 2026 | SYDNEY WATER | A1 | −$238.40 |
Phone and internet12 transactions · 2 parties$1,008.00out$169.41a month3.3%of spending
PartyCountTotalA monthAverage
Telstra12 May – 12 Oct · monthly, around day 12 · last 16 days ago6$534.00out$89.75a month$89.00$89.00 in 30 days
| 12 Oct 2026 | after 30 days | TELSTRA | A1 | −$89.00 |
| 12 Sept 2026 | after 31 days | TELSTRA | A1 | −$89.00 |
| 12 Aug 2026 | after 31 days | TELSTRA | A1 | −$89.00 |
| 12 July 2026 | after 30 days | TELSTRA | A1 | −$89.00 |
| 12 June 2026 | after 31 days | TELSTRA | A1 | −$89.00 |
| 12 May 2026 | TELSTRA | A1 | −$89.00 |
Aussie Broadband14 May – 14 Oct · monthly, around day 14 · last 14 days ago6$474.00out$79.66a month$79.00$79.00 in 30 days
| 14 Oct 2026 | after 30 days | AUSSIE BROADBAND | A1 | −$79.00 |
| 14 Sept 2026 | after 31 days | AUSSIE BROADBAND | A1 | −$79.00 |
| 14 Aug 2026 | after 31 days | AUSSIE BROADBAND | A1 | −$79.00 |
| 14 July 2026 | after 30 days | AUSSIE BROADBAND | A1 | −$79.00 |
| 14 June 2026 | after 31 days | AUSSIE BROADBAND | A1 | −$79.00 |
| 14 May 2026 | AUSSIE BROADBAND | A1 | −$79.00 |
Tax, rates and government charges2 transactions · 1 party$972.00out$163.36a month3.2%of spending
PartyCountTotalA monthAverage
Council30 June – 30 Sept · last 28 days ago2$972.00out$163.36a month$486.00$486.00 in 30 days
| 30 Sept 2026 | after 92 days | BRAMBLEWOOD COUNCIL RATES | A1 | −$486.00 |
| 30 June 2026 | BRAMBLEWOOD COUNCIL RATES | A1 | −$486.00 |
Transport and fuel13 transactions · 1 party$880.77out$148.03a month2.9%of spending
PartyCountTotalA monthAverage
Ampol9 May – 24 Oct · fortnightly, Saturdays · last 4 days ago13$880.77out$148.03a month$67.75$128.19 in 30 days
| 24 Oct 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$63.32 |
| 10 Oct 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$64.87 |
| 26 Sept 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$73.23 |
| 12 Sept 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$65.48 |
| 29 Aug 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$63.84 |
| 15 Aug 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$65.17 |
| 1 Aug 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$72.62 |
| 18 July 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$64.07 |
| 4 July 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$69.64 |
| 20 June 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$71.79 |
| 6 June 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$68.75 |
| 23 May 2026 | after 14 days | AMPOL BRAMBLEWOOD | A1 | −$75.77 |
| 9 May 2026 | AMPOL BRAMBLEWOOD | A1 | −$62.22 |
Discretionary
Entertainment and subscriptions25 transactions · 3 parties$607.88out$102.16a month2%of spending
PartyCountTotalA monthAverage
Anytime Fitness5 May – 20 Oct · fortnightly, Tuesdays · last 8 days ago13$416.00out$69.92a month$32.00$64.00 in 30 days
| 20 Oct 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 6 Oct 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 22 Sept 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 8 Sept 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 25 Aug 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 11 Aug 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 28 July 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 14 July 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 30 June 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 16 June 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 2 June 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 19 May 2026 | after 14 days | ANYTIME FITNESS | A1 | −$32.00 |
| 5 May 2026 | ANYTIME FITNESS | A1 | −$32.00 |
Netflix9 May – 9 Oct · monthly, around day 9 · last 19 days ago6$113.94out$19.15a month$18.99$18.99 in 30 days
| 9 Oct 2026 | after 30 days | NETFLIX.COM | A1 | −$18.99 |
| 9 Sept 2026 | after 31 days | NETFLIX.COM | A1 | −$18.99 |
| 9 Aug 2026 | after 31 days | NETFLIX.COM | A1 | −$18.99 |
| 9 July 2026 | after 30 days | NETFLIX.COM | A1 | −$18.99 |
| 9 June 2026 | after 31 days | NETFLIX.COM | A1 | −$18.99 |
| 9 May 2026 | NETFLIX.COM | A1 | −$18.99 |
Spotify16 May – 16 Oct · monthly, around day 16 · last 12 days ago6$77.94out$13.10a month$12.99$12.99 in 30 days
| 16 Oct 2026 | after 30 days | SPOTIFY | A1 | −$12.99 |
| 16 Sept 2026 | after 31 days | SPOTIFY | A1 | −$12.99 |
| 16 Aug 2026 | after 31 days | SPOTIFY | A1 | −$12.99 |
| 16 July 2026 | after 30 days | SPOTIFY | A1 | −$12.99 |
| 16 June 2026 | after 31 days | SPOTIFY | A1 | −$12.99 |
| 16 May 2026 | SPOTIFY | A1 | −$12.99 |
Eating out and takeaway9 transactions · 1 party$316.21out$53.14a month1%of spending
PartyCountTotalA monthAverage
Uber Eats10 May – 25 Oct · last 3 days ago9$316.21out$53.14a month$35.13$77.29 in 30 days
| 25 Oct 2026 | after 21 days | UBER *EATS | A1 | −$36.45 |
| 4 Oct 2026 | after 21 days | UBER *EATS | A1 | −$40.84 |
| 13 Sept 2026 | after 21 days | UBER *EATS | A1 | −$36.52 |
| 23 Aug 2026 | after 21 days | UBER *EATS | A1 | −$35.38 |
| 2 Aug 2026 | after 21 days | UBER *EATS | A1 | −$32.95 |
| 12 July 2026 | after 21 days | UBER *EATS | A1 | −$28.53 |
| 21 June 2026 | after 21 days | UBER *EATS | A1 | −$32.55 |
| 31 May 2026 | after 21 days | UBER *EATS | A1 | −$33.82 |
| 10 May 2026 | UBER *EATS | A1 | −$39.17 |
Transfers
Between own accounts26 transactions · 2 parties$19,500.00out, $19,500.00 in$3,277.31a month—of spending
PartyCountTotalA monthAverage
Bonus Saver (A2)7 May – 22 Oct · fortnightly, Thursdays · last 6 days ago13$19,500.00out$3,277.31a month$1,500.00$3,000.00 in 30 days
| 22 Oct 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 8 Oct 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 24 Sept 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 10 Sept 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 27 Aug 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 13 Aug 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 30 July 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 16 July 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 2 July 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 18 June 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 4 June 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 21 May 2026 | after 14 days | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
| 7 May 2026 | TRANSFER TO BONUS SAVER 7702 | A1 | −$1,500.00 |
Everyday Account (A1)7 May – 22 Oct · fortnightly, Thursdays · last 6 days ago13$19,500.00in$3,277.31a month$1,500.00$3,000.00 in 30 days
| 22 Oct 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 8 Oct 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 24 Sept 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 10 Sept 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 27 Aug 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 13 Aug 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 30 July 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 16 July 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 2 July 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 18 June 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 4 June 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 21 May 2026 | after 14 days | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
| 7 May 2026 | TRANSFER FROM EVERYDAY 7701 | A2 | $1,500.00 |
A1Everyday Account
Transaction accountBSB 000-000Account xxxx7701AUDSoleHeld by Jordan Example
- Opening balance
- $4,750.681 May 2026
- Money in
- $57,012.8013 credits
- Money out
- $49,976.29132 debits
- Closing balance
- $11,787.1928 Oct 2026
- Available
- $11,787.19at 29 Oct 2026, 9:40 am AEDT
- Opening balance plus the transactions comes to the closing balance
- 145 of 145 printed balances agree with the transactions
- No stretch without a transaction longer than 5 days
- Never below zero at the end of a day
| 28 Oct 2026 | Closing balance | $11,787.19 | ||
| October 2026 | ||||
| 25 Oct 2026 | UBER *EATSEating out and takeaway | −$36.45 | $11,787.19 | |
| 25 Oct 2026 | YOUI INSURANCEInsurance | −$142.30 | $11,823.64 | |
| 25 Oct 2026 | COLES 0617 BRAMBLEWOODGroceries | −$167.30 | $11,965.94 | |
| 24 Oct 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$63.32 | $12,133.24 | |
| 22 Oct 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $12,196.56 | |
| 22 Oct 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$667.77 | $13,696.56 | |
| 22 Oct 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $14,364.33 | |
| 20 Oct 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $9,978.73 | |
| 18 Oct 2026 | AGL ENERGYUtilities | −$142.89 | $10,010.73 | |
| 18 Oct 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$206.75 | $10,153.62 | |
| 16 Oct 2026 | SPOTIFYEntertainment and subscriptions | −$12.99 | $10,360.37 | |
| 14 Oct 2026 | AUSSIE BROADBANDPhone and internet | −$79.00 | $10,373.36 | |
| 12 Oct 2026 | TELSTRAPhone and internet | −$89.00 | $10,452.36 | |
| 11 Oct 2026 | COLES 0617 BRAMBLEWOODGroceries | −$195.60 | $10,541.36 | |
| 10 Oct 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$64.87 | $10,736.96 | |
| 9 Oct 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $10,801.83 | |
| 8 Oct 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $10,820.82 | |
| 8 Oct 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $12,320.82 | |
| 6 Oct 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $7,935.22 | |
| 4 Oct 2026 | UBER *EATSEating out and takeaway | −$40.84 | $7,967.22 | |
| 4 Oct 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$193.42 | $8,008.06 | |
| 3 Oct 2026 | BUPA HEALTH INSURANCEInsurance | −$212.65 | $8,201.48 | |
| 1 Oct 2026 | HOME LOAN REPAYMENT BRAMBLE BANKMortgage repayment | −$2,450.00 | $8,414.13 | |
| September 2026 | ||||
| 30 Sept 2026 | BRAMBLEWOOD COUNCIL RATESTax, rates and government charges | −$486.00 | $10,864.13 | |
| 27 Sept 2026 | COLES 0617 BRAMBLEWOODGroceries | −$172.18 | $11,350.13 | |
| 26 Sept 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$73.23 | $11,522.31 | |
| 25 Sept 2026 | YOUI INSURANCEInsurance | −$142.30 | $11,595.54 | |
| 24 Sept 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $11,737.84 | |
| 24 Sept 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $13,237.84 | |
| 22 Sept 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $8,852.24 | |
| 22 Sept 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$570.96 | $8,884.24 | |
| 20 Sept 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$195.62 | $9,455.20 | |
| 18 Sept 2026 | AGL ENERGYUtilities | −$156.64 | $9,650.82 | |
| 16 Sept 2026 | SPOTIFYEntertainment and subscriptions | −$12.99 | $9,807.46 | |
| 14 Sept 2026 | AUSSIE BROADBANDPhone and internet | −$79.00 | $9,820.45 | |
| 13 Sept 2026 | UBER *EATSEating out and takeaway | −$36.52 | $9,899.45 | |
| 13 Sept 2026 | COLES 0617 BRAMBLEWOODGroceries | −$182.99 | $9,935.97 | |
| 12 Sept 2026 | TELSTRAPhone and internet | −$89.00 | $10,118.96 | |
| 12 Sept 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$65.48 | $10,207.96 | |
| 10 Sept 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $10,273.44 | |
| 10 Sept 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $11,773.44 | |
| 9 Sept 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $7,387.84 | |
| 8 Sept 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $7,406.83 | |
| 6 Sept 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$166.25 | $7,438.83 | |
| 3 Sept 2026 | BUPA HEALTH INSURANCEInsurance | −$212.65 | $7,605.08 | |
| 1 Sept 2026 | HOME LOAN REPAYMENT BRAMBLE BANKMortgage repayment | −$2,450.00 | $7,817.73 | |
| August 2026 | ||||
| 30 Aug 2026 | COLES 0617 BRAMBLEWOODGroceries | −$176.81 | $10,267.73 | |
| 29 Aug 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$63.84 | $10,444.54 | |
| 27 Aug 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $10,508.38 | |
| 27 Aug 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $12,008.38 | |
| 25 Aug 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $7,622.78 | |
| 25 Aug 2026 | YOUI INSURANCEInsurance | −$142.30 | $7,654.78 | |
| 25 Aug 2026 | SYDNEY WATERUtilities | −$238.40 | $7,797.08 | |
| 23 Aug 2026 | UBER *EATSEating out and takeaway | −$35.38 | $8,035.48 | |
| 23 Aug 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$187.67 | $8,070.86 | |
| 22 Aug 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$622.47 | $8,258.53 | |
| 18 Aug 2026 | AGL ENERGYUtilities | −$163.35 | $8,881.00 | |
| 16 Aug 2026 | SPOTIFYEntertainment and subscriptions | −$12.99 | $9,044.35 | |
| 16 Aug 2026 | COLES 0617 BRAMBLEWOODGroceries | −$172.24 | $9,057.34 | |
| 15 Aug 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$65.17 | $9,229.58 | |
| 14 Aug 2026 | AUSSIE BROADBANDPhone and internet | −$79.00 | $9,294.75 | |
| 13 Aug 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $9,373.75 | |
| 13 Aug 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $10,873.75 | |
| 12 Aug 2026 | TELSTRAPhone and internet | −$89.00 | $6,488.15 | |
| 11 Aug 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $6,577.15 | |
| 9 Aug 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $6,609.15 | |
| 9 Aug 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$187.46 | $6,628.14 | |
| 3 Aug 2026 | BUPA HEALTH INSURANCEInsurance | −$212.65 | $6,815.60 | |
| 2 Aug 2026 | UBER *EATSEating out and takeaway | −$32.95 | $7,028.25 | |
| 2 Aug 2026 | COLES 0617 BRAMBLEWOODGroceries | −$195.18 | $7,061.20 | |
| 1 Aug 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$72.62 | $7,256.38 | |
| 1 Aug 2026 | HOME LOAN REPAYMENT BRAMBLE BANKMortgage repayment | −$2,450.00 | $7,329.00 | |
| July 2026 | ||||
| 30 July 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $9,779.00 | |
| 30 July 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $11,279.00 | |
| 28 July 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $6,893.40 | |
| 26 July 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$180.65 | $6,925.40 | |
| 25 July 2026 | YOUI INSURANCEInsurance | −$142.30 | $7,106.05 | |
| 22 July 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$662.51 | $7,248.35 | |
| 19 July 2026 | COLES 0617 BRAMBLEWOODGroceries | −$202.30 | $7,910.86 | |
| 18 July 2026 | AGL ENERGYUtilities | −$161.41 | $8,113.16 | |
| 18 July 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$64.07 | $8,274.57 | |
| 16 July 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $8,338.64 | |
| 16 July 2026 | SPOTIFYEntertainment and subscriptions | −$12.99 | $9,838.64 | |
| 16 July 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $9,851.63 | |
| 14 July 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $5,466.03 | |
| 14 July 2026 | AUSSIE BROADBANDPhone and internet | −$79.00 | $5,498.03 | |
| 12 July 2026 | UBER *EATSEating out and takeaway | −$28.53 | $5,577.03 | |
| 12 July 2026 | TELSTRAPhone and internet | −$89.00 | $5,605.56 | |
| 12 July 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$167.63 | $5,694.56 | |
| 9 July 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $5,862.19 | |
| 5 July 2026 | COLES 0617 BRAMBLEWOODGroceries | −$182.18 | $5,881.18 | |
| 4 July 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$69.64 | $6,063.36 | |
| 3 July 2026 | BUPA HEALTH INSURANCEInsurance | −$212.65 | $6,133.00 | |
| 2 July 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $6,345.65 | |
| 2 July 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $7,845.65 | |
| 1 July 2026 | HOME LOAN REPAYMENT BRAMBLE BANKMortgage repayment | −$2,450.00 | $3,460.05 | |
| June 2026 | ||||
| 30 June 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $5,910.05 | |
| 30 June 2026 | BRAMBLEWOOD COUNCIL RATESTax, rates and government charges | −$486.00 | $5,942.05 | |
| 28 June 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$183.09 | $6,428.05 | |
| 25 June 2026 | YOUI INSURANCEInsurance | −$142.30 | $6,611.14 | |
| 22 June 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$529.70 | $6,753.44 | |
| 21 June 2026 | UBER *EATSEating out and takeaway | −$32.55 | $7,283.14 | |
| 21 June 2026 | COLES 0617 BRAMBLEWOODGroceries | −$171.22 | $7,315.69 | |
| 20 June 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$71.79 | $7,486.91 | |
| 18 June 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $7,558.70 | |
| 18 June 2026 | AGL ENERGYUtilities | −$163.63 | $9,058.70 | |
| 18 June 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $9,222.33 | |
| 16 June 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $4,836.73 | |
| 16 June 2026 | SPOTIFYEntertainment and subscriptions | −$12.99 | $4,868.73 | |
| 14 June 2026 | AUSSIE BROADBANDPhone and internet | −$79.00 | $4,881.72 | |
| 14 June 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$186.09 | $4,960.72 | |
| 12 June 2026 | TELSTRAPhone and internet | −$89.00 | $5,146.81 | |
| 9 June 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $5,235.81 | |
| 7 June 2026 | COLES 0617 BRAMBLEWOODGroceries | −$195.73 | $5,254.80 | |
| 6 June 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$68.75 | $5,450.53 | |
| 4 June 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $5,519.28 | |
| 4 June 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $7,019.28 | |
| 3 June 2026 | BUPA HEALTH INSURANCEInsurance | −$212.65 | $2,633.68 | |
| 2 June 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $2,846.33 | |
| 1 June 2026 | HOME LOAN REPAYMENT BRAMBLE BANKMortgage repayment | −$2,450.00 | $2,878.33 | |
| May 2026 | ||||
| 31 May 2026 | UBER *EATSEating out and takeaway | −$33.82 | $5,328.33 | |
| 31 May 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$213.72 | $5,362.15 | |
| 26 May 2026 | SYDNEY WATERUtilities | −$238.40 | $5,575.87 | |
| 25 May 2026 | YOUI INSURANCEInsurance | −$142.30 | $5,814.27 | |
| 24 May 2026 | COLES 0617 BRAMBLEWOODGroceries | −$204.12 | $5,956.57 | |
| 23 May 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$75.77 | $6,160.69 | |
| 22 May 2026 | CREDIT CARD PAYMENT BRAMBLECredit card payment | −$526.65 | $6,236.46 | |
| 21 May 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $6,763.11 | |
| 21 May 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $8,263.11 | |
| 19 May 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $3,877.51 | |
| 18 May 2026 | AGL ENERGYUtilities | −$145.23 | $3,909.51 | |
| 17 May 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$176.05 | $4,054.74 | |
| 16 May 2026 | SPOTIFYEntertainment and subscriptions | −$12.99 | $4,230.79 | |
| 14 May 2026 | AUSSIE BROADBANDPhone and internet | −$79.00 | $4,243.78 | |
| 12 May 2026 | TELSTRAPhone and internet | −$89.00 | $4,322.78 | |
| 10 May 2026 | UBER *EATSEating out and takeaway | −$39.17 | $4,411.78 | |
| 10 May 2026 | COLES 0617 BRAMBLEWOODGroceries | −$203.44 | $4,450.95 | |
| 9 May 2026 | NETFLIX.COMEntertainment and subscriptions | −$18.99 | $4,654.39 | |
| 9 May 2026 | AMPOL BRAMBLEWOODTransport and fuel | −$62.22 | $4,673.38 | |
| 7 May 2026 | TRANSFER TO BONUS SAVER 7702Between own accounts | −$1,500.00 | $4,735.60 | |
| 7 May 2026 | DIRECT CREDIT HARBOUR ENGINEERING PAYROLLSalary or wages | $4,385.60 | $6,235.60 | |
| 5 May 2026 | ANYTIME FITNESSEntertainment and subscriptions | −$32.00 | $1,850.00 | |
| 3 May 2026 | BUPA HEALTH INSURANCEInsurance | −$212.65 | $1,882.00 | |
| 3 May 2026 | WOOLWORTHS 4021 BRAMBLEWOODGroceries | −$206.03 | $2,094.65 | |
| 1 May 2026 | HOME LOAN REPAYMENT BRAMBLE BANKMortgage repayment | −$2,450.00 | $2,300.68 | |
| No transaction here matches. | ||||
| 1 May 2026 | Opening balance | $4,750.68 | ||
A2Bonus Saver
Savings accountBSB 000-000Account xxxx7702AUDSoleHeld by Jordan Example
- Opening balance
- $18,400.001 May 2026
- Money in
- $20,178.2619 credits
- Money out
- $0.000 debits
- Closing balance
- $38,578.2628 Oct 2026
- Available
- $38,578.26at 29 Oct 2026, 9:40 am AEDT
- Opening balance plus the transactions comes to the closing balance
- 19 of 19 printed balances agree with the transactions
- 13 days without a transaction, 8 May 2026 to 20 May 2026
- Never below zero at the end of a day
| 28 Oct 2026 | Closing balance | $38,578.26 | ||
| October 2026 | ||||
| 28 Oct 2026 | BONUS INTERESTOther income | $144.13 | $38,578.26 | |
| 22 Oct 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $38,434.13 | |
| 8 Oct 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $36,934.13 | |
| September 2026 | ||||
| 28 Sept 2026 | BONUS INTERESTOther income | $132.38 | $35,434.13 | |
| 24 Sept 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $35,301.75 | |
| 10 Sept 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $33,801.75 | |
| August 2026 | ||||
| 28 Aug 2026 | BONUS INTERESTOther income | $120.68 | $32,301.75 | |
| 27 Aug 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $32,181.07 | |
| 13 Aug 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $30,681.07 | |
| July 2026 | ||||
| 30 July 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $29,181.07 | |
| 28 July 2026 | BONUS INTERESTOther income | $109.02 | $27,681.07 | |
| 16 July 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $27,572.05 | |
| 2 July 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $26,072.05 | |
| June 2026 | ||||
| 28 June 2026 | BONUS INTERESTOther income | $91.80 | $24,572.05 | |
| 18 June 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $24,480.25 | |
| 4 June 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $22,980.25 | |
| May 2026 | ||||
| 28 May 2026 | BONUS INTERESTOther income | $80.25 | $21,480.25 | |
| 21 May 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $21,400.00 | |
| 7 May 2026 | TRANSFER FROM EVERYDAY 7701Between own accounts | $1,500.00 | $19,900.00 | |
| No transaction here matches. | ||||
| 1 May 2026 | Opening balance | $18,400.00 | ||
About this statement
Not a statement issued by the bank. Creditcrest made it for Example Lending from the data described here, in the Creditcrest bank statement standard, version 1.1. The seal shows whether it has changed since; it cannot show that what the bank or the file said was true.
- How the data came
- Invented, to show the standard. Nobody’s data.
- Balances
- Each balance is as the bank or its export gave it.
- Categories
- Creditcrest’s reading of each line, not the bank’s (setting balanced). A line without one was not read surely enough to say.
- Analysis
- Creditcrest’s, from the same reading, as at 28 Oct 2026: counts, sums and dates the transactions show, not a decision. Income is regular only while it keeps its rhythm.
- Essential or discretionary
- Creditcrest’s split: eating out, shopping, entertainment, travel and donations and charity counted as discretionary, the rest of the household’s spending as essential.
- Statement
- bs_example_strong · reference EL-2026-0081 · made 29 Oct 2026, 9:40 am AEDT
- Fingerprint
- 33290d17804589db1a38efd6470cc6470c7b81143818299baeb1edcff7f10a5b
- Seal
- HMAC-SHA256 with the published sandbox key, which proves nothing. Check it at app.creditcresttechnologies.com.au/bank-statement/verify.