{
  "service": "Creditcrest Compare",
  "version": "1.0.0",
  "not_advice": "Creditcrest Technologies is not a credit provider, is not a credit assistance provider, and does not hold an Australian credit licence. Its software produces evidence; the licensee makes the decision.",
  "endpoints": {
    "GET /v1/compare": {
      "what": "Rank the products in the dataset for one loan.",
      "query": {
        "amount": "dollars borrowed, default 500000",
        "value": "what the property is worth, default 625000 — the two together are the loan to value ratio, which is what decides the rate",
        "years": "the term, default 30",
        "purpose": "OWNER_OCCUPIED or INVESTMENT",
        "repayment": "PRINCIPAL_AND_INTEREST or INTEREST_ONLY",
        "io": "years of interest-only repayments, used only with repayment=INTEREST_ONLY"
      }
    },
    "GET /v1/dataset": {
      "what": "What was read, from whom, and when."
    },
    "GET /v1/enrich": {
      "what": "Creditcrest Enrich: one transaction in, the category, the third party, and how confident it is and why."
    },
    "POST /v1/enrich": {
      "what": "The same for a list of transactions, with the coverage of the whole list by money and by row."
    },
    "GET /v1/enrich/accuracy": {
      "what": "What Enrich gets right, measured per category and per confidence band against payee lists nobody here chose."
    }
  },
  "figures": {
    "source": "Consumer Data Right Product Reference Data",
    "retrieved_at": "2026-09-19T16:10:55.791Z",
    "brands": [
      "AMP Bank GO",
      "My State PM Production",
      "Greater Bank",
      "Arab Bank Australia Ltd Prod",
      "NORTHERN INLAND CREDIT UNION LTD.",
      "ME Bank",
      "Police Bank",
      "Border Bank",
      "Westpac",
      "NAB",
      "ANZ",
      "CommBank",
      "Regional Australia Bank",
      "ING",
      "Lending and bank accounts, both associated with BSB number 939 200",
      "Community First Credit Union",
      "Bankwest",
      "FIRST OPTION BANK",
      "Beyond Bank Australia",
      "Cairns Bank",
      "Teachers Mutual Bank",
      "IMB Bank",
      "Suncorp Bank",
      "SCCU",
      "Bank of Sydney",
      "AMB Bank Product",
      "Bank First Production",
      "Up",
      "Broken Hill Bank",
      "Bendigo Bank",
      "Defence Bank Limited",
      "Summerland",
      "Dnister Bank",
      "Queensland Country Bank",
      "CENTRAL MURRAY CREDIT UNION LIMITED",
      "P&N Bank",
      "bcu",
      "Credit Union SA",
      "Gateway Bank",
      "Qudos Bank",
      "Fire Service Credit Union",
      "MOVE Bank",
      "St. George Bank",
      "BankSA",
      "Bank of Melbourne",
      "A-Auswide Bank",
      "UniBank",
      "Firefighters Mutual Bank",
      "Health Professionals Bank",
      "Bank Australia",
      "Judo Bank",
      "Macquarie",
      "ubank",
      "Goulburn Murray Credit Union Co-Operative Ltd",
      "LCU",
      "Coastline",
      "UNITY BANK",
      "THE CAPRICORNIAN",
      "BankVic",
      "South West Slopes Credit Union Ltd trading as SWSbank",
      "POLICE CREDIT UNION LIMITED",
      "ORANGE CREDIT UNION LTD",
      "MACARTHUR CREDIT UNION LTD",
      "WOOLWORTHS TEAM BANK",
      "People First Bank",
      "Heritage",
      "Easystreet",
      "The Mutual Bank",
      "Great Southern Bank",
      "QBANK",
      "HORIZON BANK",
      "BankWAW",
      "WARWICK CREDIT UNION",
      "Bank of us",
      "TRANSPORT MUTUAL CREDIT UNION LTD",
      "Australian Mutual Bank",
      "Bank of Queensland",
      "BOQ Specialist",
      "RACQ Bank",
      "Virgin Money Australia",
      "Bank of China",
      "ANZ Plus",
      "Unloan Prod",
      "CENTRAL WEST CREDIT UNION LTD",
      "Newcastle Permanent",
      "BNK Bank (Goldfields Money/BCHL)",
      "Aussie Home Loans",
      "AFG Home Loans Alpha",
      "Connective Select Home Loans",
      "NRMA Insurance",
      "Qantas Money",
      "Tiimely",
      "Liberty Financial"
    ],
    "products": 1360
  }
}