{
  "periods": {
    "sacc": {
      "days": 90,
      "floor": 90,
      "basis": "statute",
      "source": "NCCP Act ss 117(1A), 130(1A)"
    },
    "lease": {
      "days": 90,
      "floor": 90,
      "basis": "statute",
      "source": "NCCP Act, household-goods leases (s 140(1A) per SA Law Handbook; not re-read in the Act)"
    },
    "macc": {
      "days": 90,
      "floor": 0,
      "basis": "practice",
      "source": "RG 209 — reasonable verification; three months is market practice"
    },
    "personal": {
      "days": 90,
      "floor": 0,
      "basis": "practice",
      "source": "RG 209 — reasonable verification; three months is market practice"
    },
    "car": {
      "days": 90,
      "floor": 0,
      "basis": "practice",
      "source": "RG 209 — reasonable verification; three months is market practice"
    },
    "home": {
      "days": 180,
      "floor": 0,
      "basis": "practice",
      "source": "Lender credit policy; six months is common for home loans"
    }
  },
  "endpoints": {
    "POST /v1/evidence/coverage": "{product, accounts: [{id, role, from, to}], applicationDay, selfEmployed?, refinancing?, policy?}"
  }
}