{
  "service": "Creditcrest LoanManager",
  "takes": {
    "requested": "YYYY-MM-DD, the day the request was received",
    "credit": "YYYY-MM-DD, the credit day — leave out if the contract has not been entered"
  },
  "sources": [
    {
      "cite": "National Credit Act s 132(1)",
      "quote": "If, before entering the credit contract or increasing the credit limit, the consumer requests the licensee for a copy of the assessment, the licensee must give the consumer a written copy of the assessment before entering the contract or increasing the credit limit."
    },
    {
      "cite": "National Credit Act s 132(2)",
      "quote": "If, during the period that: (a) starts on the day (the credit day) the credit contract is entered or the credit limit is increased; and (b) ends 7 years after that day; the consumer requests the licensee for a copy of the assessment, the licensee must give the consumer a written copy of the assessment: (c) if the request is made within 2 years of the credit day—before the end of 7 business days after the day the licensee receives the request; and (d) otherwise—before the end of 21 business days after the day the licensee receives the request."
    },
    {
      "cite": "National Credit Act s 132(4)",
      "quote": "The licensee must not request or demand payment of an amount for giving the consumer a copy of the assessment."
    }
  ]
}