Changelog

What changed

Every addition to /v1, newest first.

1. 26 September 2026

   API keys

   A key per lender, live or sandbox, scoped and dated. Calls that take a body need one; a sandbox key is one call away.

   3 endpoints

   • GET/v1/keys
   • POST/v1/keys/sandbox
   • GET/v1/keys/me
2. 26 September 2026

   Statement and Capacity, as data

   A bank statement read, and the loan it can service, for a program. An invented statement to build against. GET /v1 now lists every endpoint.

   6 endpoints

   • GET/v1/statement
   • POST/v1/statement
   • GET/v1/statement/sample
   • GET/v1/statement/sample.csv
   • GET/v1/capacity
   • POST/v1/capacity
3. 26 September 2026

   The rest of the lifecycle

   Application to account: the inquiries record, identity and AML, the ledger and its book, payments, the borrower’s portal and messages, and the obligations around them.

   78 endpoints

   • GET/v1/loanmanager
   • POST/v1/loanmanager/application
   • POST/v1/loanmanager/contract
   • GET/v1/loanmanager/assessment-copy
   • POST/v1/loanmanager/account
   • GET/v1/operations
   • POST/v1/operations/case
   • POST/v1/operations/queue
   • GET/v1/compliance
   • POST/v1/compliance/readiness
   • POST/v1/compliance/capabilities
   • POST/v1/compliance/changes
   • POST/v1/compliance/target-market
   • POST/v1/compliance/traceability
   • GET/v1/portal
   • POST/v1/portal/account
   • POST/v1/portal/render
   • POST/v1/portal/may-contact
   • GET/v1/growth
   • POST/v1/growth/check-event
   • POST/v1/growth/funnel
   • POST/v1/growth/experiment
   • POST/v1/growth/guardrails
   • POST/v1/loanmanager/book
   • GET/v1/intent
   • POST/v1/intent/read
   • POST/v1/intent/calibrate
   • GET/v1/evidence
   • POST/v1/evidence/coverage
   • GET/v1/identity
   • POST/v1/identity/contact/start
   • POST/v1/identity/contact/resend
   • POST/v1/identity/contact/check
   • GET/v1/identity/address
   • POST/v1/identity/id/start
   • POST/v1/identity/id/webhook
   • POST/v1/identity/decision
   • POST/v1/identity/record
   • GET/v1/aml
   • POST/v1/aml/cdd
   • POST/v1/aml/risk
   • POST/v1/aml/monitor
   • POST/v1/aml/smr
   • GET/v1/aml/compliance-report
   • GET/v1/payments
   • GET/v1/credit-reporting
   • POST/v1/payments/aba
   • POST/v1/payments/debits
   • POST/v1/payments/return
   • POST/v1/payments/payto
   • POST/v1/payments/reconcile
   • POST/v1/payments/payouts
   • POST/v1/credit-reporting/history
   • POST/v1/credit-reporting/submission
   • POST/v1/credit-reporting/default
   • GET/v1/complaints
   • POST/v1/complaints/clock
   • POST/v1/complaints/register
   • POST/v1/complaints/extract
   • GET/v1/privacy
   • POST/v1/privacy/access
   • POST/v1/privacy/correction
   • POST/v1/privacy/register
   • POST/v1/privacy/disposal
   • POST/v1/privacy/breach
   • POST/v1/privacy/automated-decisions
   • GET/v1/documents
   • POST/v1/documents/register
   • POST/v1/documents/version
   • POST/v1/documents/check
   • POST/v1/documents/proceed
   • POST/v1/documents/assessment-copy
   • GET/v1/apply
   • GET/v1/apply/form
   • POST/v1/apply/customise
   • POST/v1/apply/coverage
   • POST/v1/apply/publish
   • POST/v1/apply/record
4. 20 September 2026

   Enrich, Small Amount and the back book

   Transaction categories with the reason for each, small amount contracts costed in dollars, and what existing borrowers pay.

   7 endpoints

   • GET/v1/back-book
   • GET/v1/small-amount
   • GET/v1/small-amount/provisions
   • GET/v1/enrich
   • POST/v1/enrich
   • GET/v1/enrich/rules
   • GET/v1/enrich/accuracy
5. 19 September 2026

   The first endpoints

   Published home loans costed for one loan, the broker’s best interests file, a credit policy replayed, and the hardship clock.

   11 endpoints

   • GET/v1/broker
   • GET/v1/broker/fields
   • GET/v1
   • GET/v1/compare
   • GET/v1/dataset
   • GET/v1/hardship-clock
   • GET/v1/hardship-clock/provisions
   • GET/v1/decisioning
   • GET/v1/decisioning/policy
   • GET/v1/decisioning/replay
   • GET/v1/decisioning/record