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Your loan

Do you really need a loan today?

Borrowing small amounts can be expensive and may not solve money problems. Before you borrow, you can talk to a free, independent financial counsellor on 1800 007 007, ask your energy, phone or water provider about a payment plan, or, if you receive a government benefit, ask about an advance payment. (Invented wording for the example lender.)

I have read this warning.

How much would you like to borrow?

Between $300 and $5,000, in steps of $50.

What is the loan for? Car expensesRepairs, registration or tyres. BillsUtilities, phone or internet. Medical or dentalTreatment or pharmacy costs. Bond and movingRental bond or removalists. Household goodsAppliances or furniture. Something elseTell us in a few words.

If you chose “Something else”, what is it for?

Will more than half of the loan be used for a business or an investment? Yes No

How long would you like to repay it over?

Small loan ($300 to $2,000): 3, 6, 9, 12 months. Medium loan ($2,050 to $5,000): 3, 6, 12, 18, 24 months.

3 months 6 months 9 months 12 months 18 months 24 months

How often would you like to make repayments? Weekly Fortnightly Monthly

Would you accept a lower amount if it still meets your need? Yes No

If yes, the lowest amount that would still meet your need

Leave blank if you answered no.

Your answers are saved on this device as you go, for 30 minutes.