Your loan

Before you continue

WARNING - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options below before you borrow

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.
The Australian Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

I’ve read this warning

How much would you like to borrow?

Small loan

$300 to $2,000, $2,050 to $4,600, $5,000 to $15,000, $15,500 to $90,000 or $100,000 to $2,000,000.

Fortnightly repayment$110.77

13 repayments · $1,440 total · $440 fees

An estimate, if every repayment is on time. Your contract has the exact figures.

Would you like a balloon payment: a larger last repayment that makes the others smaller?

Only for a Car loan.

No Yes Not sure

Is the loan to buy, to refinance, or to build or renovate?

Only for a Home loan (example only).

To buy To refinance To build or renovate

Would you like a fixed or a variable rate?

Only for a Home loan (example only).

Fixed Variable Part of each Not sure