Creditcrest Identity

A lender’s application proves three things about the person filling it in — the email or mobile is theirs, the address is real, the identity document is genuine and theirs — and keeps a record of how each was established, never the document images.

Your residential address

For a lender’s developers

• POST /v1/identity/contact/start {channel, destination, lender} — sends a six-digit code and returns a sealed token; the server keeps nothing.
• POST /v1/identity/contact/resend {token} and POST /v1/identity/contact/check {token, code}.
• GET /v1/identity/address?q= — suggestions from G-NAF.
• POST /v1/identity/id/start {reference, callback}, and POST /v1/identity/id/webhook for the provider’s signed result.

Until a deployment is in production with its approvals recorded, no message is sent and no provider is called; the answer says so.