Try every product, end to end
An example of each of the 27 built products, a few steps each, on invented data. No sign-up: open one and press on.
Apply for a loan on the hosted application
The invented lender takes every loan its hosted application can: pick one and go from the first screen to “application received”.
- Small loan (SACC)
- Medium loan (MACC)
- Unsecured personal loan
- Secured car loan
- Home loan (example only)
- Business loan
Every product
Creditcrest Statement
Read an invented bank statement into income, commitments and expenses, then check a declared income against it.
Try it end to end →Creditcrest Extract
Pick an invented statement file — a bank’s PDF, a scan, a workbook or a banking file — and get its rows, with whether its own balances agree.
Try it end to end →Creditcrest Enrich
Send a list of transactions and get a category, payee and confidence for each, with the rule that matched.
Try it end to end →Creditcrest Capacity
Ask whether an invented borrower can service a loan, and see the most that could be lent.
Try it end to end →Creditcrest Record
Seal an assessment, verify it, amend it by appending, then edit it and watch the seal fail.
Try it end to end →Creditcrest Broker
Record a client’s needs, cost three published home loans, recommend one and seal the best interests file.
Try it end to end →Creditcrest Compare
Enter a home loan and see the cheapest published rates for it, ranked by their whole cost.
Try it end to end →Creditcrest Collections
Take an invented borrower’s hardship notice through the s 72 clock to an agreed payment plan.
Try it end to end →Creditcrest Small Amount
Cost an invented small loan at the fee caps, and test every repayment against protected earnings.
Try it end to end →Creditcrest Hosted Application
Pick a loan — small, medium, personal, car, home or business — and apply for it on the hosted application, to “application received”.
Try it end to end →Creditcrest Apply
Choose a kind of credit, read the questions its form asks, try to cut one, and seal an answered application.
Try it end to end →Creditcrest Policy Engine
Run an invented application through a dated credit policy, then replay it against today’s version of the policy.
Try it end to end →Creditcrest LoanManager
Follow an invented loan from its first repayment, through a dishonour and arrears, to its payout.
Try it end to end →Creditcrest Operations
Work an invented file: take it from the queue, close the checklist, conclude, and have a second person confirm it.
Try it end to end →Creditcrest Controls
See which of an invented lender’s release gates are shut, record the missing evidence, and see what may switch on.
Try it end to end →Creditcrest Portal
See an invented borrower’s account as they see it, pay what is overdue, and see what they may be sent.
Try it end to end →Creditcrest Book and reports
Count an invented month of applications as people through the funnel, cost each funded loan, and check growth against its guardrails.
Try it end to end →Creditcrest Intent
Read two invented borrowers’ conduct into an index of intention to pay, each signal with its evidence.
Try it end to end →Creditcrest Score
Score an invented statement against the lender’s model borrower, then on the plain scale out of 1200.
Try it end to end →Creditcrest Identity
Verify an invented email address with a code, check an ID in the sandbox, and get the customer identification record.
Try it end to end →Creditcrest AML
Check an invented customer’s due diligence, rate their risk, run monitoring over their loan and start a suspicious matter clock.
Try it end to end →Creditcrest Payments
Pay out an invented loan, set up a PayTo agreement, build the day’s direct debit file, and handle a dishonour — in the sandbox.
Try it end to end →Creditcrest Credit Reporting
Turn an invented ledger into monthly repayment history and hardship information, then check whether a default may be reported.
Try it end to end →Creditcrest Complaints
Lodge an invented complaint, put it on its clock, write the IDR response and check it, and close it.
Try it end to end →Creditcrest Privacy
Take an invented access request and a correction request through their clocks, then assess a suspected data breach.
Try it end to end →Creditcrest Documents
See which documents an invented small lender must give before each step, try to assess without them, then give them.
Try it end to end →Creditcrest Sign
Sign an invented agreement, get the sealed evidence and its certificate, and verify the signature.
Try it end to end →
Or take the five-minute tour of the invented lender.